Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Great overall!

5
Great overall! Highly recommend! Reviewed on: 27th March 2025
Elena F's avatar
Elena F

Best app of all banks

5
Use Monzo as my main account (salary, direct debit payments, transfers) and to manage all other linked accounts as Monzo helps to keep all in one place and analyse the spending. Reviewed on: 27th March 2025
Ivan T's avatar
Ivan T

Fantastic saving

5
Monzo allows us to budget whilst having a bank account that offers a fantastic interest rate on our savings. The pots we created allow us to budget and transfer money between them quickly and easily - all without a monthly fee Reviewed on: 27th March 2025
Linda F's avatar
Linda F

The cash back rewards are great.

5
The cash back rewards are great. I like the interface of the app and functionalities it’s a very pretty app. Reviewed on: 27th March 2025
Tina A's avatar
Tina A

A Great way to save and sort money without any hassle!

5
A Great way to save and sort money without any hassle! Reviewed on: 27th March 2025
Harry B's avatar
Harry B

Made sorting out joint finances and settling in afte...

5
Made sorting out joint finances and settling in after moving here super easy. Reviewed on: 27th March 2025
Michael W's avatar
Michael W

Monzo - banking the way forward

5
Liked them so much so I’ve switched my current and business account to them. Their quirky ways and in app features are a great visual tool while being expressive yet effective and great banking. I’ve even set up my kids with their under 16 banking which is very easy for them to get in with too. Great job Monzo, long may it continue. Reviewed on: 27th March 2025
Danny C's avatar
Danny C

Easy to use , love Monzo , can manage all accounts i...

5
Easy to use , love Monzo , can manage all accounts in one place , great savings rate. The new card for under 16s is fantastic . Doing the 1p challenge this year …. Xmas will be great . Reviewed on: 27th March 2025
Emma B's avatar
Emma B

Best bank ever!

5
I've had a really positive experience with Monzo, and I genuinely think they’re one of the best banks out there. Their app is super intuitive, making it easy to track spending, set budgets, and manage my finances effortlessly. One feature I particularly love is the instant notifications—every time I spend, I get an immediate update, which really helps with budgeting and staying in control. A great experience I had with them was when I needed to dispute a transaction. Their customer service was incredibly responsive, and everything was handled quickly and professionally through the in-app chat. They kept me updated throughout the process, and I got my issue resolved without any hassle. Another thing that stands out is how easy it is to save with their “Pots” feature. I can separate money for different goals, which has helped me stay organized financially. Plus, their round-up savings feature means I’m always putting a little extra aside without even thinking about it. Overall, Monzo has made banking simple and stress-free. It’s modern, transparent, and genuinely built with the customer in mind. I’d highly recommend it to anyone looking for a reliable and easy-to-use bank. Reviewed on: 27th March 2025
Morgan W's avatar
Morgan W

It makes banking fun

5
Easy to set up, great to use, pots are game changing - it makes banking fun. Reviewed on: 27th March 2025
Alice's avatar
Alice

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill