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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Amazing product

Wonderful product, easy to use, fee free and fantastic for travelling! Reviewed on: 27th March 2025

Monzo keeps customers updated always

Monzo makes banking so easy and stress free. Their products are amazing and they encourage customers to utilize their investment opportunities. They let customers know what’s available and keep us updated. Reviewed on: 27th March 2025

Easy to use account, however connecting with custome...

Easy to use account, however connecting with customer service is a long winded process Reviewed on: 27th March 2025

I love the flexibility that Monzo offers

I love the flexibility that Monzo offers, I can do everything from my phone, the app is so intuitive, I love the savings pots and the challenges offered. I've been able to save money, earn interest, organise my finances, all so easily. Reviewed on: 27th March 2025

Flawless

Occasionally I need something a bit odd from Monzo, and they step up every time Reviewed on: 27th March 2025

This bank is amazing, i’ve used it for multiple thin...

This bank is amazing, i’ve used it for multiple things such as going on holiday and using it to change to different currencies and things like that. Reviewed on: 27th March 2025

Monzo’s Current Account is an absolute game-changer...

Monzo’s Current Account is an absolute game-changer if you’re looking for a super easy, budget-friendly banking experience. Their app is so user-friendly, and you get real-time notifications that help you keep an eye on your spending. No monthly fees, no extra charges on overseas transactions, plus handy budgeting features that let you set goals and track every penny. It feels like Monzo actually listens to customers, which makes everyday banking smoother and way less stressful. Highly recommended! Reviewed on: 27th March 2025

Monzo the greatest

Monzo is so quick and easy to use, it’s good for quick easy transfers with friends and it’s low fx rates mean it is perfect for someone who travels like myself Reviewed on: 27th March 2025

Amazing!

Had nothing but an amazing experience with Monzo, are great with giving tips on how to save money! Reviewed on: 27th March 2025

Brilliant Best app to use for my banking

Best app to use for my banking, no fees abroad, very reasonable interest rates. Always very informative, will be looking to switch other accounts to Monzo. Easy to use investment within the app. Reviewed on: 27th March 2025

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