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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The best bank!

5
The most convenient, well designed bank with incredible features! Reviewed on: 27th March 2025

Best bank I’ve ever worked with.

5
Best bank I’ve ever worked with. Unbeatable Reviewed on: 27th March 2025

Features

5
Have for years now. Never disappoint with their features Reviewed on: 27th March 2025

Always great customer service, great ways to share w...

5
Always great customer service, great ways to share with friends spilt the bill Reviewed on: 27th March 2025

Love how simple it us also the featured to help you...

5
Love how simple it us also the featured to help you manage your money. Reviewed on: 27th March 2025

very good welldone

5
I love how easy is to get help especially with the FAQ page as that has always been able to help with anything I needed. it's also amazing how easy and convenient it is to send money with the links and how I can get paid a day earlier. I also like the layout of the app as it is very easy to navigate Reviewed on: 27th March 2025

They’re a great bank, never had any issues and alway...

5
They’re a great bank, never had any issues and always easy to contact Reviewed on: 27th March 2025

always quick and easy, whenever an issue happens it...

5
always quick and easy, whenever an issue happens it is dealt with very quickly and thouroughly Reviewed on: 27th March 2025

Monzo has transformed my relationship with banking.

5
Monzo has transformed my relationship with banking. It makes transferring money between friends and family so easy. The cash back offers are amazing too. I love the early payment feature too. I would not recommend any other bank to people - monzo every time! Every service I’ve ever tried to access has been ridiculously straight forward and has led me to close my other bank accounts Reviewed on: 27th March 2025

Meet my Expectations

5
Monzo is a great bank the app is brilliant and the customer service is excellent Reviewed on: 27th March 2025

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