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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19411 reviews)

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4.85

Based on 19,411 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I had great experience with them and never had any i... I had great experience with them and never had any issues Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19411)

Monzo the greatest

Monzo is so quick and easy to use, it’s good for quick easy transfers with friends and it’s low fx rates mean it is perfect for someone who travels like myself Reviewed on: 27th March 2025

Amazing!

Had nothing but an amazing experience with Monzo, are great with giving tips on how to save money! Reviewed on: 27th March 2025

Brilliant Best app to use for my banking

Best app to use for my banking, no fees abroad, very reasonable interest rates. Always very informative, will be looking to switch other accounts to Monzo. Easy to use investment within the app. Reviewed on: 27th March 2025

Simple clear information, good customer service.

Simple clear information, good customer service. No problems Reviewed on: 27th March 2025

Great service one of the best bank ever been with re...

Great service one of the best bank ever been with really easy and simple great tutorial Reviewed on: 27th March 2025

Always they been better than high street banks, mode...

Always they been better than high street banks, modern app nothing to complain I recommend Reviewed on: 27th March 2025

monzo is the best online bank ive used.

monzo is the best online bank ive used. dont see myself changing from them Reviewed on: 27th March 2025

Top Qualtiy!!!

Great customer service, quick and easy interface to navigate. Great perks and easy to track spending and budgeting. Reviewed on: 27th March 2025

Clever, modern product with multiple offerings that...

Clever, modern product with multiple offerings that is easy to use and with no confusing jargon. Reviewed on: 27th March 2025

Simple, intuitive, easy to use app

Simple, intuitive, easy to use app. Getting paid early is a plus x Reviewed on: 27th March 2025

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