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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18875 reviews)

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4.93

Based on 18,875 reviews, last reviewed 22nd Mar 2026

53867% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

By far the easiest bank I’ve ever dealt with. I’ve banked with Monzo for about 4 or 5 years now. The whole process of switching was effortless. They literally switched everything for me in what fe... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18875)

Great analytics and alerts

I like using Monzo due to the analytical side - it breaks down all my spending in to categories and gives me reports so that I am more aware of where I actually spend my money when compared with other banks. The instant notifications when money is spent are also helpful for unexpected charges and subscriptions, it's a helpful reminder for when I have forgotten to cancel a subscription rather than realising months later. Reviewed on: 18th March 2025

I love the ease of the Monzo app with dashboards to...

I love the ease of the Monzo app with dashboards to review spending. Reviewed on: 18th March 2025

Support quite bad but overall the service is good

Support quite bad but overall the service is good Reviewed on: 18th March 2025

Best bank account provider

Trustworthy, reliable and accessible. Reviewed on: 18th March 2025

Great perks

Great perks with international travel, money saving pots and easy set up. Nice to have an internet bank that connects with its customers. Easy to set up new accounts and good explanations to support you in making financial decisions. Reviewed on: 18th March 2025

Great company and attitude

Regular user, never had any issues with them service provided is amazing. Reviewed on: 18th March 2025

Monzo are an excellent bank

Monzo have been an excellent bank for the 6 years I have been with them, constantly adding new features and having a fantastic Joint account Reviewed on: 18th March 2025

Great bank

Great bank love the user interface, very user friendly. Love the pay early feature! Reviewed on: 18th March 2025

Part of the growth story!

Switched to Monzo 8 years ago from a high street back, and haven’t looked back since. Reviewed on: 18th March 2025

Monzo is the future

I have been with Monzo since the start, they excel in innovation and user friendly banking. I feel safe with Monzo and they make banking simple for everyone. Reviewed on: 18th March 2025

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