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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19412 reviews)

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4.85

Based on 19,412 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A breath of fresh air A breath of fresh air in the banking industry putting the high street banks to shame Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19412)

Simple, intuitive, easy to use app

Simple, intuitive, easy to use app. Getting paid early is a plus x Reviewed on: 27th March 2025

It's great!

It's great! App-based, does it all and more! Reviewed on: 27th March 2025

Lovely app features and lovely customer service.

Lovely app features and lovely customer service. Reviewed on: 27th March 2025

Just love it!

Just love it! I have been using monzo since 2018, and it’s just keep getting better Reviewed on: 27th March 2025

Best Bank .

Excellent bank, easy to deal with. Customer service always on hand and helpful Reviewed on: 27th March 2025

Recently got Monzo about a week ago.

Recently got Monzo about a week ago. Currently going well and can’t fault it! Reviewed on: 27th March 2025

Monzo is an absolute life saver.

Monzo is an absolute life saver. The pots are brilliant for budgeting and keeping track of long and short term financial goals. The auto-sort function when I get paid makes saves time, makes it easier to stick to budgets and means that I save first and avoid payday overspending. I've always found it easy to get in touch if I've needed it, which is so rare. It also makes splitting expenses with family and friends straightforward. I've not also got a joint account and separate savings pots that earn interest Reviewed on: 27th March 2025

I’ve banked with Monzo since 2018 and I can’t speak...

I’ve banked with Monzo since 2018 and I can’t speak highly enough of them, every product they come out with or new perk just makes me love it so much more! Their customer service when I’ve had my card stolen or experienced fraud has been faultless! Reviewed on: 27th March 2025

having used other banks before I can tell you how a...

having used other banks before I can tell you how a poor product and poor customer service is across the big banks. Monzo revolutionised how I save, how I plan and they’re always there when I need support over anything. Reviewed on: 27th March 2025

Very happy customer.

Very happy customer. Offers lots of great features such as spending tracking Reviewed on: 27th March 2025

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