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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,416 reviews, last reviewed 11th Jun 2026
54% decrease in 5 star reviews
in the past 90 days
63% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026
Franklin C's avatar
Franklin C

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19416)

Monzo is an absolute life saver.

5
Monzo is an absolute life saver. The pots are brilliant for budgeting and keeping track of long and short term financial goals. The auto-sort function when I get paid makes saves time, makes it easier to stick to budgets and means that I save first and avoid payday overspending. I've always found it easy to get in touch if I've needed it, which is so rare. It also makes splitting expenses with family and friends straightforward. I've not also got a joint account and separate savings pots that earn interest Reviewed on: 27th March 2025
Nicole's avatar
Nicole

I’ve banked with Monzo since 2018 and I can’t speak...

5
I’ve banked with Monzo since 2018 and I can’t speak highly enough of them, every product they come out with or new perk just makes me love it so much more! Their customer service when I’ve had my card stolen or experienced fraud has been faultless! Reviewed on: 27th March 2025
Laura's avatar
Laura

having used other banks before I can tell you how a...

5
having used other banks before I can tell you how a poor product and poor customer service is across the big banks. Monzo revolutionised how I save, how I plan and they’re always there when I need support over anything. Reviewed on: 27th March 2025
Jonathan's avatar
Jonathan

Very happy customer.

5
Very happy customer. Offers lots of great features such as spending tracking Reviewed on: 27th March 2025
Tristan J's avatar
Tristan J

Their current account has loads of amazing features.

5
Their current account has loads of amazing features. I have the Max plan which is really good value for money. Their app is amazing and makes managing my money really easy to! Reviewed on: 27th March 2025
Claire C's avatar
Claire C

Just a super easy bank to use!

5
Just a super easy bank to use! I love the fact that it's all online, the transactions are immediate, I know instantly what's going on & where but my most favourite thing? The pots! They just make so such sense! All my bill money is put aside & all my fun money is left! Reviewed on: 27th March 2025
justems's avatar
justems

I love monzo!

5
I love monzo! I have told all my family to get monzo accounts. I have a personal a joint account with monzo. I love how easy the savings pots are to start up and add or withdraw money. Reviewed on: 27th March 2025
Abigail M's avatar
Abigail M

Amazing bank account very user friendly and easy to...

5
Amazing bank account very user friendly and easy to use. Reviewed on: 27th March 2025
Jack's avatar
Jack

Great app

5
I love how user friendly the app is. Reviewed on: 27th March 2025
S M's avatar
S M

Great app

5
I’m blind in one eye and the app on dark mode helps with my eye sight I was using Barclays they still haven’t got dark mode lool but Monzo app is the best Reviewed on: 27th March 2025
Ricky S's avatar
Ricky S

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