Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 18,876 reviews, last reviewed 22nd Mar 2026
53900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is the best bank out there I have always strug... Monzo is the best bank out there I have always struggled with saving and since having my pots in monzo i have been saving so well! Reviewed on: 22nd March 2026
Caitlyn 's avatar
Caitlyn

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18876)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I've been with Monzo for years and i can't fault them.

5
I've been with Monzo for years and i can't fault them. The app is amazing and it helps me to keep on top of my expenses. Would recommend. Reviewed on: 18th March 2025

Good job monzo

5
Had an account with them a while and now got savings and a credit account with them. They’ve been wonderful - no complaints. Also hilarious on social media Reviewed on: 18th March 2025

It is the best bank I have used since I move to the UK.

5
It is the best bank I have used since I move to the UK. Everything is easy, the app is user friedly and the support team is always easy to contact Reviewed on: 18th March 2025

Really great!

5
Really great! Customer service is fantastic and the product is great to use! I’m so glad I switched over Reviewed on: 18th March 2025

Not a single issue in 10 years.

5
Not a single issue in 10 years. I've used the built-in tools to get financially stable and increase my credit score - I've also manged to start saving thanks to them! Even doing something simple like getting a specific range of statements, or using my card abroad without having to worry about getting money converted before I go has been amazing. Their built-in security tools and rules regarding payments are also amazing. I couldn't recommend Monzo more so far I've brought over 4 people to Monzo and they love it too. Reviewed on: 18th March 2025

Great product features and usability

5
Great product features and usability Reviewed on: 18th March 2025

Great bank, makes it very easy to use and has good i...

5
Great bank, makes it very easy to use and has good incentives for saving money Reviewed on: 18th March 2025

Love Monzo.

5
Love Monzo. Great app, good customer service. Simple and it just works. Reviewed on: 18th March 2025

We love Monzo as a family, its so easy to see all ou...

5
We love Monzo as a family, its so easy to see all our money across different branches and i reccomend it to everyone i talk to about banking Reviewed on: 18th March 2025

An honest bank that does things in an instant.

5
An honest bank that does things in an instant. Reviewed on: 18th March 2025