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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19416 reviews)

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4.85

Based on 19,416 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19416)

Very satisfactory, customer service is prompt and th...

Very satisfactory, customer service is prompt and the experience has been wonderful so far. Reviewed on: 27th March 2025

I was hesitant from moving from a high street bank t...

I was hesitant from moving from a high street bank to Monzo, however it has been amazing. I manage my money better with pots, virtual cards for security. I have a savings pot, and have recently upgraded my account to get more benefits. Very few issues, and what issues I have had I have had them dealt with quickly and professionally. I also follow them on LinkedIn and they make me laugh! Reviewed on: 27th March 2025

I've been with Monzo from the get go

I've been with Monzo from the get go and the experience has improved year after year, the new additions make saving, investing and pensions all the simpler. Reviewed on: 26th March 2025

Great bank exactly what I need from an internet bank...

Great bank exactly what I need from an internet bank I use for budgeting purposes. Much better than the high street alternative and the app is fantastic. Brucie bonuses every so often too makes it all the better Reviewed on: 26th March 2025

Making Money Fun Again

Monzo is easy to use, intuitive, and let's me know more about the opportunities I have to do more with my money. Their customer service is always on point - as is their LinkedIn! Innovative, fun, and accessible, Monzo is what money should be about - independence and being able to enjoy a little more. Reviewed on: 26th March 2025

Great app great service easy to use great cash back

Great app great service easy to use great cash back Reviewed on: 26th March 2025

A Game-Changer for Banking Monzo is the Future!

A Game-Changer for Banking – Monzo is the Future! I’ve been using Monzo for over a year now, and I can confidently say it’s been a complete game-changer for my banking experience. From the user-friendly app to the seamless service, everything about Monzo stands out. First off, the app is incredibly intuitive and easy to navigate. I can quickly check my balance, make transfers, and track spending with just a few taps. I love how it categorizes my transactions automatically – it’s been such a helpful tool in keeping my budget on track. The instant notifications about spending are also a huge plus, and they’ve helped me stay on top of my finances in a way traditional banks never did. Reviewed on: 26th March 2025

Simple & effective

Having a clear and user firendly platform that seamlessly integrates into my life. Notifications when needed, good FAQ section and the best platform to manage money into pots, have great oversight for finances and be flexible in how I manage my money. Everything a customer needs with the ability to be dynamic and quick when it comes to suddenly needed a new product, getting curious about investing or just saving for a rainy day. Reviewed on: 26th March 2025

Everything just works.

Everything just works. I don’t need a person or branch (good job) and so it has to work. The choices of account type are helpful, giving flexibility and the functionality available is 10/10. Like pits to segregate money, like ability to share bills easily. Reviewed on: 26th March 2025

Monzo is amazing in every way.

Monzo is amazing in every way. The user interface, the product , and the easiness. Reviewed on: 26th March 2025

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