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Monzo: Current account reviews

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4.93
Based on 18,876 reviews, last reviewed 22nd Mar 2026
53900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Monzo is the best bank out there I have always strug... Monzo is the best bank out there I have always struggled with saving and since having my pots in monzo i have been saving so well! Reviewed on: 22nd March 2026
Caitlyn 's avatar
Caitlyn

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18876)

My experience with monzo has been amazing!

5
My experience with monzo has been great, the customer service and customer chat is always available, i got scammed one and i was able to freeze my card immediatly, i love that i can make so many saving pods, and they have increased my credit limit to 500£ after 3 months of use, it is just a perfect bank. i highly reccomend. waiting to win that 1000£ :) Reviewed on: 18th March 2025
Habba z's avatar
Habba z

Great banking experience, competitive interest rates...

5
Great banking experience, competitive interest rates on saving accounts, and a great user interface, easy to transfer money to friends etc. Reviewed on: 18th March 2025
Lauren's avatar
Lauren

It’s been helpful using pots to manage my money.

5
It’s been helpful using pots to manage my money. I like monzo a lot. Very user friendly and intuitive to use. I recommend to everyone looking for a bank. Reviewed on: 18th March 2025
Maxine L's avatar
Maxine L

Monzo is great

5
Never had a problem with Monzo. Love their brightly coloured card, even managed to get a nice pink one. Reviewed on: 18th March 2025
Lauren D's avatar
Lauren D

Nothing is ever too much trouble so easy to deal...

5
Nothing is ever too much trouble so easy to deal with Reviewed on: 18th March 2025
Andree A's avatar
Andree A

Brilliant and seamless.

5
Brilliant and seamless. Customer-centric banking is the future! Reviewed on: 18th March 2025
Josh T's avatar
Josh T

Very user friendly

5
Very user friendly, and it makes banking fun which is I'm sure not a statement that has been used often! Reviewed on: 18th March 2025
Projectainsley's avatar
Projectainsley

Very easy to use and makes managing my money less fo...

5
Very easy to use and makes managing my money less formal Reviewed on: 18th March 2025
Oliver W's avatar
Oliver W

The easiest banking app to use

5
The easiest banking app to use, whether for bill payment splitting/transferring, or free card use in Europe. Reviewed on: 18th March 2025
Donna H's avatar
Donna H

Pretty flawless, intuitive UX and easy to understand

5
Pretty flawless, intuitive UX and easy to understand Reviewed on: 18th March 2025
Brendan K's avatar
Brendan K

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