Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 18,877 reviews, last reviewed 22nd Mar 2026
53933% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing!! Ease of use, banking at your finger tips, easy to use app, good safety features, good offers including premium account with benefits. Good ways to sav... Read more Reviewed on: 22nd March 2026
Zeb nash's avatar
Zeb nash

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (18877)

Bravo Monzo!

5
The app is so very simple to use, support is on hand as and when needed. An example of this was a purchase I made and never received the goods. One click and they had paid back the money into my account and told me they would take up claiming the money from the company. Also absolutely banging social media presence, really moves with the times, bravo Monzo!! Reviewed on: 18th March 2025

Monzo, my favourite bank!

5
I've always loved Monzo; it's the best bank I've ever had an account with. It's friendly, youthful, and the coloured card is beautiful. Reviewed on: 18th March 2025

Always helpful and reassuring; quick to respond to m...

5
Always helpful and reassuring; quick to respond to my questions when I need help on the app or things confirmed. The ability to put my pay into pots means I don’t go over budget each month. Interest rates for pots are also very competitive and I love the 1p savings challenge too. Plus the Threads account rocks. Reviewed on: 18th March 2025

Monzo makes it so easy to manage your money!

5
Monzo makes it so easy to manage your money and make transfers. I love the ability to put money into 'pots' so you can plan and save better, and the ease of doing everything online rather than having to make a phone-call or go in-branch. Keep doing what you're doing! Reviewed on: 18th March 2025

Monzo is banking done right!

5
Monzo is banking done right! It is slick, quick and hustle free. Their mobile app and customer service is top tear. I have recently subscribed to Monzo Max and the benefits they offer are unreal, including all the insurance and coverage packages Reviewed on: 18th March 2025

Always great, not had a problem.

5
Always great, not had a problem. Love the insights Reviewed on: 18th March 2025

User friendly, great interface, truly focused on cus...

5
User friendly, great interface, truly focused on customer experience and everything is very clear in app. Reviewed on: 18th March 2025

Great product

5
Great product, always has been, been using it for about 10 years and love love love it. So easy to use, simple and digital Reviewed on: 18th March 2025

Monzo gives me financial superpowers

5
Monzo makes it so easy to have an overview of my monthly spending. I feel really in control of what’s happening and I’ve even been able to save move thanks to the clarity I have around income and outgoings. Reviewed on: 18th March 2025

I have been a monzo customer for years and I love th...

5
I have been a monzo customer for years and I love the virtual cards option. It gives me confidence to ship online knowing I can just cancel it anytime and not have inconvenience of having to wait for a new card. Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 917 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3066 reviews
    Monzo
    View all products