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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19416 reviews)

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4.85

Based on 19,416 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19416)

Easy accesses opening easy transferEasy loan

Easy accesses opening easy transferEasy loan Reviewed on: 24th March 2025

Monzo has a way of bringing to my knowledge the cash...

Monzo has a way of bringing to my knowledge the cash back opportunities. More so, Monzo renders good customer service. Reviewed on: 23rd March 2025

Excellent, great customer service

Excellent, great customer service Reviewed on: 23rd March 2025

Monzo made me look at money differently.

Monzo made me look at money differently. I've learned a lot and I'm in better control of my money BUT customer service is absolutely slow Reviewed on: 23rd March 2025

I’ve had a great experience as a Monzo customer.

I’ve had a great experience as a Monzo customer. The app is user-friendly, with instant spending notifications and easy budgeting tools. Customer support is responsive, and features like fee-free spending abroad make banking smooth. Overall, a hassle-free and modern banking experience Reviewed on: 23rd March 2025

Awesome service

Hi I am with manzo last 1.5 year Reviewed on: 23rd March 2025

Monzo is the best!

I have been banking with monzo for years, they’re the best banking experience I have come across. The customer service has been outstanding. The app is so easy to use and great for money management. Reviewed on: 22nd March 2025

Best bank I’ve ever been apart of.

Best bank I’ve ever been apart of. No other bank I’ve used gave me my work pay early or upped my interest rate out of nowhere. Reviewed on: 22nd March 2025

First Class Banking

Quick and prompt action to queries, lots of saving options to invest my money wisely, easily pay and transfer, seamless view of transaction and investments, good interest rates Reviewed on: 22nd March 2025

Monzo - simply the best!

Monzo are just the most innovative and customer-focused bank brand I've ever been a part of. I originally joined back in beta testing (at the recommendation of some friends), to use on girls trip - as they were the only ones (at the time) with the ability to instantly calculate exchange rates and let you choose which currency to pay for goods in. I've since migrated more and more from my existing 'mainstream' bank accounts, and just love every new feature Monzo releases - from pots to the 1p saving challenge, the general usability of the app, and everything in between! The categorisation of expenditure and budget planning is brilliant - and I'm still only on the basic current account, so it's all just built-in functionality, not only paid-for features. Can't recommend enough! Reviewed on: 22nd March 2025

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