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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19416 reviews)

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4.85

Based on 19,416 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19416)

Monzo was a great choice for me!

Monzo was a great choice for me. When I moved to Scotland I didn’t have all the details needed to open a bank account. But then I found Monzo and it allowed me to make an account. If pays you your work pay a day early if you would like and provide the option to put money in separate pots to organise it. There’s so much more you can do but it’s honestly so handy. Reviewed on: 21st March 2025

I love Monzo.

I love Monzo. A great back. Easy to use. Fun to follow on socials. Reviewed on: 21st March 2025

Ravi’s bank

Amazing app with ultimate features Reviewed on: 21st March 2025

Moved from natwest and would highly recommend monzo...

Moved from natwest and would highly recommend monzo it's so easy to use Reviewed on: 21st March 2025

I love MONZO!

I love MONZO! Most easiest to use bank I have ever had and I feel so safe with them too Reviewed on: 21st March 2025

Best bank in the UK

Easy to use application. Good interface. I switched from HSBC and the difference is remarkable. I know how im using my money, how much I can save etc. Having pots in the main section also helps in allocating my money. Great bank if you want to properly analyse how much you spend, without complicated or bloated applications like HSBC. Reviewed on: 21st March 2025

Awesome and SIMPLE to use app

Awesome and SIMPLE to use app, great offers and everything just works as you would want. Love it Reviewed on: 21st March 2025

It's like banking, but more fun

Monzo makes life easier all round with finances, it was new age banking when I first got it, gamified my irresponsible spending habits which, i hoped would help me stop, but alas, it just made it more fun Reviewed on: 21st March 2025

Can't see myself moving to another bank

I have been a Monzo customer for years and could not see myself moving to another bank. Information is easy to understand, interest rates are good and I really enjoy the Perks. This year I am also taking part in the Penny saving challenge which so helpful because I don't even have to think about it. Reviewed on: 21st March 2025

It’s a great app for all of your monetary transactions

It’s a great app for all of your monetary transactions Reviewed on: 21st March 2025

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