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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18878 reviews)

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4.93

Based on 18,878 reviews, last reviewed 22nd Mar 2026

53967% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience using Monzo. I’ve had a really positive experience using Monzo. The app is incredibly easy to use and makes managing my money feel simple and stress-free. I especi... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18878)

I have been a monzo customer for years and I love th...

I have been a monzo customer for years and I love the virtual cards option. It gives me confidence to ship online knowing I can just cancel it anytime and not have inconvenience of having to wait for a new card. Reviewed on: 18th March 2025

I love my Monzo account!

I love my Monzo account! Super easy to use, encouraging to save, great interest rates on my savings account too. Love all the little perks I get with Max. Reviewed on: 18th March 2025

I love Monzo!

It's very good value for money and incredibly simple! Reviewed on: 18th March 2025

A lovely online bank.

They make sure I am spending mindfully with the spending insights and have a nice interface for the app. I also love their LinkedIn. Reviewed on: 18th March 2025

Fabulous banking!

I would and do recommend Monzo to anyone. It’s such an easy banking app to use and fabulous savings options. Reviewed on: 18th March 2025

Monzo meaning superhero of fintech

Monzo Bank is, in my opinion, the true superhero of the fintech universe. Their innovation, customer-centric approach, and seamless banking experience set them apart from the rest. I hope this vote helps them get the cape they truly deserve! Reviewed on: 18th March 2025

Best Bank / Budgeting App!

I love the budgeting tools on Monzo, especially how I can connect all my external bank accounts and monitor my spending altogether in the Monzo app. Fuss-free, no spreadsheet needed! I also enjoy the adorable graphics and in-app customisation that helps me feel more connected to my bank account. Weird concept to talk about, I know, but it actually motivates me to check my account and spending budget every single day! Reviewed on: 18th March 2025

Good product and value

Good product and value. The mobile experience, user journeys are smooth and seamless. Reviewed on: 18th March 2025

Great experience

It provides whatever you need from a bank without any hassle. They are concise and easy to reach out. I switched from a high street bank to them and I just wish that I had done that way earlier. Reviewed on: 18th March 2025

Monzo are one of the best most innovative banks that...

Monzo are one of the best most innovative banks that allow you to be ahead of the curb Reviewed on: 18th March 2025

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