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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is a good banking system and I am enjoying it

4
I had a very bad experience with an authorised actions on My Monzo MasterCard, but it was all sorted out now. One love bless. Reviewed on: 25th March 2025
Dennis 's avatar
Dennis

Love the simplicity of the App.

5
Love the simplicity of the App. Request payments function is fantastic! Presentation and integration of family cards is brilliant. Creating pots is a great way of saving! Reviewed on: 25th March 2025
Barry Davies's avatar
Barry Davies

Brilliant

5
Brilliant… easy to use and excellent service Reviewed on: 25th March 2025
JohnWP's avatar
JohnWP

All good bank facilities Flexible

5
All good bank facilities Flexible Reviewed on: 24th March 2025
Simranjit K's avatar
Simranjit K

10/10 five star service every time

5
I’ve never had a bad experience with them the staff are very helpful and friendly I feel like they are trustworthy and honest Reviewed on: 24th March 2025
Kelz's avatar
Kelz

Top choice for new arrivals in the UK

5
When I first arrived in the country, no one wanted to open a bank account with me and that's where Monzo stepped up. It was so easy to set up a current account as a new immigrant in the UK and this is a massive selling point for their products. Reviewed on: 24th March 2025
Stacy's avatar
Stacy

Monzo is a great bank, so quick and easy to use.

5
Monzo is a great bank, so quick and easy to use. They have so many features that help you save and keep an eye on your finances... it really is everything you need in a bank Reviewed on: 24th March 2025
Mireia 's avatar
Mireia

The easiest way to bank

5
Everything is so easy to find, app is fantastic and managing money is clear and safe. The features are brilliant and the benefits very good value for money. Reviewed on: 24th March 2025
Tommy's avatar
Tommy

The best ever!

5
Easy to use. I love it! No issues so far. Whenever I have a problem with a payment and reach out, I get it resolved in 2 -3 working days which is super quick for me. Kudos, Monzo! Reviewed on: 24th March 2025
Nana Ama's avatar
Nana Ama

Poor customer support

1
Their customer service is shockingly poor—what should have been a simple issue turns into week long ordeal Reviewed on: 24th March 2025
Axel's avatar
Axel

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