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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy accesses opening easy transferEasy loan

5
Easy accesses opening easy transferEasy loan Reviewed on: 24th March 2025
Ayomide's avatar
Ayomide

Monzo has a way of bringing to my knowledge the cash...

5
Monzo has a way of bringing to my knowledge the cash back opportunities. More so, Monzo renders good customer service. Reviewed on: 23rd March 2025
Wahab D's avatar
Wahab D

Excellent, great customer service

5
Excellent, great customer service Reviewed on: 23rd March 2025
Nicola s's avatar
Nicola s

Monzo made me look at money differently.

4
Monzo made me look at money differently. I've learned a lot and I'm in better control of my money BUT customer service is absolutely slow Reviewed on: 23rd March 2025
Trevan C's avatar
Trevan C

I’ve had a great experience as a Monzo customer.

5
I’ve had a great experience as a Monzo customer. The app is user-friendly, with instant spending notifications and easy budgeting tools. Customer support is responsive, and features like fee-free spending abroad make banking smooth. Overall, a hassle-free and modern banking experience Reviewed on: 23rd March 2025
Nanteza B's avatar
Nanteza B

Awesome service

5
Hi I am with manzo last 1.5 year Reviewed on: 23rd March 2025
Muneer P's avatar
Muneer P

Monzo is the best!

5
I have been banking with monzo for years, they’re the best banking experience I have come across. The customer service has been outstanding. The app is so easy to use and great for money management. Reviewed on: 22nd March 2025
Eliza M's avatar
Eliza M

Best bank I’ve ever been apart of.

5
Best bank I’ve ever been apart of. No other bank I’ve used gave me my work pay early or upped my interest rate out of nowhere. Reviewed on: 22nd March 2025
Patrick Roberts's avatar
Patrick Roberts

First Class Banking

5
Quick and prompt action to queries, lots of saving options to invest my money wisely, easily pay and transfer, seamless view of transaction and investments, good interest rates Reviewed on: 22nd March 2025
michelle s's avatar
michelle s

Monzo - simply the best!

5
Monzo are just the most innovative and customer-focused bank brand I've ever been a part of. I originally joined back in beta testing (at the recommendation of some friends), to use on girls trip - as they were the only ones (at the time) with the ability to instantly calculate exchange rates and let you choose which currency to pay for goods in. I've since migrated more and more from my existing 'mainstream' bank accounts, and just love every new feature Monzo releases - from pots to the 1p saving challenge, the general usability of the app, and everything in between! The categorisation of expenditure and budget planning is brilliant - and I'm still only on the basic current account, so it's all just built-in functionality, not only paid-for features. Can't recommend enough! Reviewed on: 22nd March 2025
Tallie's avatar
Tallie

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