Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19416 reviews)

View other Monzo products

4.85

Based on 19,416 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Star Bank Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and wi... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19416)

Best bank in the UK

Monzo is a game-changer for managing and spending money—super easy to use and very convenient for my travels. The app makes banking feel effortless! Reviewed on: 21st March 2025

I’ve been using Monzo for years and never had any is...

I’ve been using Monzo for years and never had any issues. The switch over from NatWest was really easy. I got married and changed my name and had the rigmarole of changing it with everyone. Went onto their live chat, within 10 minutes it was changed - all I had to do was upload a picture of my ID and my marriage certificate. Most places ask for you to sent the original document in the post. Reviewed on: 21st March 2025

My sister introduced me to Monzo as she swears by it...

My sister introduced me to Monzo as she swears by it so I took her advice and created an account. The Monzo banking app is so user friendly and easy to use! I’ve recommended Monzo to so many friends and family. It’s also fun to use and transferring money is super speedy. Thanks Monzo :) Reviewed on: 21st March 2025

I tell all of my family and friends about Monzo.

I tell all of my family and friends about Monzo. I'm so glad I switched from Lloyds 3 years ago. Life is easier! Reviewed on: 21st March 2025

Never had any problems with Monzo like I’ve had with...

Never had any problems with Monzo like I’ve had with the standard banks we get in the UK! Reviewed on: 21st March 2025

Favorite bank, not old fashioned never thought that...

Favorite bank, not old fashioned never thought that a banking app would be so much fun! Reviewed on: 20th March 2025

This bank is everything a bank should be.

This bank is everything a bank should be. Great service, customer service, rates and easy to use app Reviewed on: 20th March 2025

Bloody brilliant

At Monzo they are responsive, treat you like a human, easy to use and brilliant for people who are rubbish with moneys An all round excellent bank!! They do things differently Reviewed on: 20th March 2025

Top notch fraud prevention, lightning fast and easy...

Top notch fraud prevention, lightning fast and easy to use. Savings account, investments and cashbacks all just a few taps away. Reviewed on: 20th March 2025

Monzo's interface and pots tool helped me learn how...

Monzo's interface and pots tool helped me learn how to save. It enabled me to save enough money for my house deposit and even to this day saving money every month and using pots to categorise. The customer service I've recieved with them has been great and they are able to answer my questions when needed. Reviewed on: 20th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Essential current account (discontinued)
from Virgin Money 3.76 from 146 reviews
Select Platinum Current Account
from RBS 3.41 from 42 reviews
Under 16s account
from Monzo 4.89 from 945 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3181 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1136 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub