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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18878 reviews)

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4.93

Based on 18,878 reviews, last reviewed 22nd Mar 2026

53967% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience using Monzo. I’ve had a really positive experience using Monzo. The app is incredibly easy to use and makes managing my money feel simple and stress-free. I especi... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18878)

marketing moguls

Monzo are a fresh approach to banking and somehow manage to make it fun?! Super easy to use and the marketing is gold. super accessible and some great features and functionality in the app. Would recommend to all. Reviewed on: 18th March 2025

Monzo - most functional and useful bank account

I love Monzo, they provide a brilliant app, with all the smartest features that are way ahead of the account services that other high street banks offer online. Hands down the best bank account I have. Reviewed on: 18th March 2025

Very flexible bank, always making my day on Linkedn...

Very flexible bank, always making my day on Linkedn better., their challenges make you save money . THE BEST Reviewed on: 18th March 2025

I love Monzo!

I love Monzo! I have converted four friends to it. I love the spending insights, cashaback, pots, how easy it is to spend abroad etc. Reviewed on: 18th March 2025

Great all round bank, better service than those with...

Great all round bank, better service than those with UK branches Reviewed on: 18th March 2025

Happy long time customer!

I have been using Monzo for quite a long time now, and always find it faultless. The app is easy to use, I love the different ways it helps you save money and the customer service is great. Reviewed on: 18th March 2025

Great platform.

Great platform. Everything at your fingertips. Live updates, secure and intuitive UI. Reviewed on: 18th March 2025

Nothing compares to Monzo

I started banking with Monzo about 8 years ago, and never looked back. The banking experience I’ve had with them has only continued to improve with new services. They are echelons ahead of other banks - progressive and always embracing change. As someone with a hideous spending habit history, Monzo have enabled me to take control of my finances, and put my eggs in loads of different baskets. I’ll never stop recommending them. Reviewed on: 18th March 2025

Good rate for international travel.

Good rate for international travel. App easy to use. Reviewed on: 18th March 2025

Max plan and benefits

Monzo has fantastic options for paid current accounts such as Max, with the benefits greatly outweighing the monthly cost (breakdown cover, phone insurance, discounts and freebies). The app is incredibly user friendly and so much more modern and intuitive than the traditional banks versions. Reviewed on: 18th March 2025

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