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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19417 reviews)

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4.85

Based on 19,417 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, great rates, innovative saving features. Easy to use, great rates, innovative saving features. Makes banking more pleasant. Haven’t had to engage with customer services as yet so cannot rate ... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19417)

Monzo's interface and pots tool helped me learn how...

Monzo's interface and pots tool helped me learn how to save. It enabled me to save enough money for my house deposit and even to this day saving money every month and using pots to categorise. The customer service I've recieved with them has been great and they are able to answer my questions when needed. Reviewed on: 20th March 2025

10/10 Experience with Monzo

I always have a great experience with Monzo. I love the round-up feature and ease when spending money abroad. Reviewed on: 20th March 2025

I love Monzo, always use Monzo, Monzo is amazing.

I love Monzo, always use Monzo, Monzo is amazing. Reviewed on: 20th March 2025

Even the idiots can use it

So simple and easy to use, transferring money is quick and simple Reviewed on: 20th March 2025

Singlehandedly saved my finances

Monzo has made my budgeting a breeze and has singlehandedly saved my finances. I really appreciate the instant notifications every time your account is debited or credited. Another thing I love is that I can get paid the afternoon before payday. They also have some decent savings plans options. Wholeheartedly recommend this bank to anyone. Reviewed on: 20th March 2025

Easy to use and good functionality

Easy to use and good functionality Reviewed on: 20th March 2025

Incredible perks and features

I have a Perks account which has very useful perks and makes it extremely easy to track my spending, credit history, linking all my accounts and more! It's a great addition to my financial arsenal, it provides great easy access savings pots, and hassle free goal setting Reviewed on: 20th March 2025

Turning banking on its head

I have a business, personal and children’s current account with Monzo. Everything Monzo does has been thought through from the users perspective- from its app to customer service. I can move to another bank anytime but I choose to stay with Monzo because I genuinely enjoy the experience of being properly banked! Reviewed on: 20th March 2025

Monzo for Life

I have been a Monzo account user for a few years now and I wouldn’t look back. I have a current account max plan, joint account with my partner and now a Flex account too. The perks, the character and the good customer service makes it hard to even think about leaving. I also love my weekly free Greg’s sausage roll too Reviewed on: 20th March 2025

Monzo or nothing !

It’s been a great experience banking with Monzo they organized structure is impeccable and unbeatable by other banks. Reviewed on: 20th March 2025

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