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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19418 reviews)

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4.85

Based on 19,418 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Having pots so you can budget is saving us £200 mont... Having pots so you can budget is saving us £200 month as you know what's happening. Knowing what's coming out upto 2-3 days in advance is again helpfu... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19418)

Monzo or nothing !

It’s been a great experience banking with Monzo they organized structure is impeccable and unbeatable by other banks. Reviewed on: 20th March 2025

Easy to use - moving money.

Easy to use - moving money. Like the savings pot and 1p challenge which is a encouraging Reviewed on: 20th March 2025

Since switching to Monzo I now have full control of...

Since switching to Monzo I now have full control of my finances, I have a healthier understanding of my spending and accountability. I've even been able to regularly save and increase my investments. The apps layout makes it so easy to use, everything is at my finger tips. Knowledge really is power and monzo has given that to me. Reviewed on: 20th March 2025

Simplifying money management

Monzo has made it so easy to manage and stay on top of my day to day finances! I love their budgeting feature and the ability to create 'shared tabs' with my partner make shared expenses so smooth! Reviewed on: 20th March 2025

Been using Monzo for over 3 years now

I've been using Monzo for over 3 years now, and I love love it! The app amazing compared to other banking aps and the benefits of the premium card are my fav. From travel perks to saving money tools. Highly recommend it! Reviewed on: 20th March 2025

Ultimate current account

Monzo is the ultimate current account, don't really use anything else. It has all I need and more with their extra features. The app is amazing, easy to handle and customisable to how I like it. The perfect bank with the perfect app. Reviewed on: 20th March 2025

Easy to use, love the pots, always helpful when need...

Easy to use, love the pots, always helpful when needed to get in touch. Reviewed on: 20th March 2025

money pots, 1p challenge and more

I love the pots option - let's you put the money aside so easily and monitor your goals! The interest rate on saving account is great and the cashback offers too - more ways of saving. I've recently joined the 1p challenge - what a fun way of saving up again! But this isn't enough - what makes them great is their exceptional customer service! I was once a victim of fraud and they've helped me stop the transactions and get my money back within few minutes! Reviewed on: 20th March 2025

Just no !

No benefits, awful customer service, easy scammed and hacked, accouts get banned and people loose thousands and phone numbers etc get blocked when looking for help Reviewed on: 20th March 2025

I love it especially the mobile app the app is very...

I love it especially the mobile app the app is very user friendly just easy as like a social media app for me not like a banking app Reviewed on: 20th March 2025

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