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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

10/10 Experience with Monzo

5
I always have a great experience with Monzo. I love the round-up feature and ease when spending money abroad. Reviewed on: 20th March 2025
Victoria's avatar
Victoria

I love Monzo, always use Monzo, Monzo is amazing.

5
I love Monzo, always use Monzo, Monzo is amazing. Reviewed on: 20th March 2025
manvir s's avatar
manvir s

Even the idiots can use it

5
So simple and easy to use, transferring money is quick and simple Reviewed on: 20th March 2025
Emma H's avatar
Emma H

Singlehandedly saved my finances

5
Monzo has made my budgeting a breeze and has singlehandedly saved my finances. I really appreciate the instant notifications every time your account is debited or credited. Another thing I love is that I can get paid the afternoon before payday. They also have some decent savings plans options. Wholeheartedly recommend this bank to anyone. Reviewed on: 20th March 2025
Adam H's avatar
Adam H

Easy to use and good functionality

5
Easy to use and good functionality Reviewed on: 20th March 2025
ME's avatar
ME

Incredible perks and features

5
I have a Perks account which has very useful perks and makes it extremely easy to track my spending, credit history, linking all my accounts and more! It's a great addition to my financial arsenal, it provides great easy access savings pots, and hassle free goal setting Reviewed on: 20th March 2025
Dan's avatar
Dan

Turning banking on its head

5
I have a business, personal and children’s current account with Monzo. Everything Monzo does has been thought through from the users perspective- from its app to customer service. I can move to another bank anytime but I choose to stay with Monzo because I genuinely enjoy the experience of being properly banked! Reviewed on: 20th March 2025
Tanya S's avatar
Tanya S

Monzo for Life

5
I have been a Monzo account user for a few years now and I wouldn’t look back. I have a current account max plan, joint account with my partner and now a Flex account too. The perks, the character and the good customer service makes it hard to even think about leaving. I also love my weekly free Greg’s sausage roll too Reviewed on: 20th March 2025
Kerri's avatar
Kerri

Monzo or nothing !

5
It’s been a great experience banking with Monzo they organized structure is impeccable and unbeatable by other banks. Reviewed on: 20th March 2025
sophie e's avatar
sophie e

Easy to use - moving money.

5
Easy to use - moving money. Like the savings pot and 1p challenge which is a encouraging Reviewed on: 20th March 2025
Gina J's avatar
Gina J

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