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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Makes money management easier & epic perks!

Monzo’s current account is simple and easy to use. It provides flexibility with different levels if perks - the Max current account includes great perks like travel insurance and phone cover. It’s also a great account to travel with due to having no foreign transaction fees. Plus the app is simple and intuitive - it provides super helpful features to track your spending and support budgeting. Reviewed on: 20th March 2025

Been a Monzo customer since the early days.

Been a Monzo customer since the early days. Never looked back! Reviewed on: 20th March 2025

great banking

Monzo is a great place where i can store all my holiday money and savings to earn little interest on top and to treat myself when possible. Always great communication with new updates Reviewed on: 20th March 2025

the easiest interface I’ve ever come across.

It’s the easiest interface I’ve ever come across. We have a shared account in our household, the ease of transferring money, knowing what’s coming next so I never fall short, moving between accounts, and don’t get me started on international transfers - so much simpler than other banks. My favourite function is for my personal loan where it tells you exactly how much interest you’ll save for each pound I overpay. Brilliant! Reviewed on: 20th March 2025

Best banking app

I have been with monzo for many years and the app is brilliant. Monzo makes banking very easy. I have used many other major banking apps, and none of them are as good as Monzo’s. Monzo also offers a great range of extras including cashback and flex. Reviewed on: 20th March 2025

Everything about Monzo is fantastic.

Everything about Monzo is fantastic. They are head and shoulders above all other banks. Reviewed on: 19th March 2025

Great bank

I love Monzo especially when you pay in another currency to we how good the exchange rate is and there are no fees Reviewed on: 19th March 2025

Monzo is the most user-friendly banking app!

The monzo app is the most user-friendly banking app I've ever used, you can tell they really prioritise the user experience and user interface. I've not had much experience with their customer service team, however this is because I've never had any issues! Reviewed on: 19th March 2025

Quick to respond

Monzo have always been easy to use and quick to respond. They really helped me when I had fraudulent activity on my account. They acted so quickly to ensure I didn't lose any money Reviewed on: 19th March 2025

A modern bank for modern times, for all people

The way Monzo is set up to help track budget spending, pots for setting money aside for specific bills or savings and the ease of use of app make such a huge difference. They were key in my climbing out of debt and they’ve helped empower my wife and I to win with our money since. not to mention the very rare occasion you need to contact client support (like my card being stolen), they are so helpful and polite, talk to you like a real person and resolve your issues. i now have my personal, joint, Flex and savings pots all with Monzo Reviewed on: 19th March 2025

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