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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Control, clarity and consistency

5
Love monzo, it's actually given me so much control on makes budgeting so easy. Investments and savings are life changing Reviewed on: 20th March 2025
Lj's avatar
Lj

Just easy to use as a product and transferring money...

4
Just easy to use as a product and transferring money around friends and family is just simple, tracking your money is great though the tools in which Monzo has Reviewed on: 20th March 2025
cameron h's avatar
cameron h

Greg’s my spirit human

5
Greg’s my spirit human. That’s it. That is all. But there’s prompts below this text box and the next buttons still greyed out so I’m still typing. Did I mention Greg? I did. Let me mention Greg again. Greg deserves to have the Fridays that’s he wants, my god. It’s still greyed out. At least the text below this box is now saying ‘fantastic’. Greg, help me! Please, please, please. Nope. Still greyed out. Anyway, I’m off on hols next week. I guess I’ll still be typing then. Doh. Hahahahahah I could have hit the button at anytime. Anyway. Monzo’s a great bank. Adios it’s too early for this. Reviewed on: 20th March 2025
Anne's avatar
Anne

Customer respond my answer quickly and resolve it!

5
Customer respond my answer quickly and resolve it! Reviewed on: 20th March 2025
Nurul 's avatar
Nurul

Revolutionised modern banking with their app and mar...

5
Revolutionised modern banking with their app and marketing Reviewed on: 20th March 2025
Max P's avatar
Max P

The ease and lack of friction is what makes Monzo Gr...

5
The ease and lack of friction is what makes Monzo Great. Easy to do everything from the app and I've got my whole family on it with joint accounts and more recently kids accounts. Never really had any issues, helps me keep to my budgets, great for payments abroad and has everything I need. Reviewed on: 20th March 2025
HH's avatar
HH

Superb banking platform with easy to use interface a...

5
Superb banking platform with easy to use interface and great features beyond the current account eg pots, 1p saver, flex credit and ISA Reviewed on: 20th March 2025
Catherine H's avatar
Catherine H

Makes money management easier & epic perks!

5
Monzo’s current account is simple and easy to use. It provides flexibility with different levels if perks - the Max current account includes great perks like travel insurance and phone cover. It’s also a great account to travel with due to having no foreign transaction fees. Plus the app is simple and intuitive - it provides super helpful features to track your spending and support budgeting. Reviewed on: 20th March 2025
Georgina's avatar
Georgina

Been a Monzo customer since the early days.

5
Been a Monzo customer since the early days. Never looked back! Reviewed on: 20th March 2025
D's avatar
D

great banking

5
Monzo is a great place where i can store all my holiday money and savings to earn little interest on top and to treat myself when possible. Always great communication with new updates Reviewed on: 20th March 2025
Ellie M's avatar
Ellie M

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