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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Easy to use!

I love Monzo! Easy to use! Efficient Reviewed on: 19th March 2025

Modern banking with an incredible app.

Having experienced Monzo’s modern banking, I wouldn’t be able to go back to a traditional high-street bank. The app is incredible for budgeting and wealth building. I am in a great financial position and so much of this is due to Monzo and their incredible app. Reviewed on: 19th March 2025

Great experience

I’ve had a great experience with Monzo from day 1. Wouldn’t use another bank Reviewed on: 19th March 2025

Simple banking

Really transparent and helps me save regularly. Reviewed on: 19th March 2025

I have never felt so in control of my spending

I joined Monzo in January and I have been impressed with their continual improvements already. I feel more in control of my money than ever. Reviewed on: 19th March 2025

Too marks

Best in class for security and excellent customer service. Never had an issue with Monzo! Leading the way in innovation. Reviewed on: 19th March 2025

Top bank

Great bank. Love the additional ease of transferring, splitting bills, setting up savings. Nothing is ever hard. Reviewed on: 19th March 2025

I love the app.

I love the app. Very easy to use. I've had it for years and everything feels so easy - tracking how much i'm spending on tfl, sending out a QR code or link to get paid by friends, or separating all of my money in all of their separate pots. my only wish is that the savings & investments tabs was laid out the same as your pots. the pots you can see all at once from a birds eye view, but savings & investments is an extra click and swipe to see where i'm at. other than that, i'm a ride or die monzo lass Reviewed on: 19th March 2025

Love Monzo

Love Monzo, the layout, the graphs showing my spending forecast across the month. Very easy to use abroad. Love the year end round up Reviewed on: 19th March 2025

easy to use

Monzo is very easy to use, great for managing joint accounts, tracking expenses, and simple to set up an account. Reviewed on: 19th March 2025

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