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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

the easiest interface I’ve ever come across.

5
It’s the easiest interface I’ve ever come across. We have a shared account in our household, the ease of transferring money, knowing what’s coming next so I never fall short, moving between accounts, and don’t get me started on international transfers - so much simpler than other banks. My favourite function is for my personal loan where it tells you exactly how much interest you’ll save for each pound I overpay. Brilliant! Reviewed on: 20th March 2025
Teresa H's avatar
Teresa H

Best banking app

5
I have been with monzo for many years and the app is brilliant. Monzo makes banking very easy. I have used many other major banking apps, and none of them are as good as Monzo’s. Monzo also offers a great range of extras including cashback and flex. Reviewed on: 20th March 2025
Elliot H's avatar
Elliot H

Everything about Monzo is fantastic.

5
Everything about Monzo is fantastic. They are head and shoulders above all other banks. Reviewed on: 19th March 2025
Wells's avatar
Wells

Great bank

5
I love Monzo especially when you pay in another currency to we how good the exchange rate is and there are no fees Reviewed on: 19th March 2025
Rsb 's avatar
Rsb

Monzo is the most user-friendly banking app!

5
The monzo app is the most user-friendly banking app I've ever used, you can tell they really prioritise the user experience and user interface. I've not had much experience with their customer service team, however this is because I've never had any issues! Reviewed on: 19th March 2025
RT's avatar
RT

Quick to respond

5
Monzo have always been easy to use and quick to respond. They really helped me when I had fraudulent activity on my account. They acted so quickly to ensure I didn't lose any money Reviewed on: 19th March 2025
IR's avatar
IR

A modern bank for modern times, for all people

5
The way Monzo is set up to help track budget spending, pots for setting money aside for specific bills or savings and the ease of use of app make such a huge difference. They were key in my climbing out of debt and they’ve helped empower my wife and I to win with our money since. not to mention the very rare occasion you need to contact client support (like my card being stolen), they are so helpful and polite, talk to you like a real person and resolve your issues. i now have my personal, joint, Flex and savings pots all with Monzo Reviewed on: 19th March 2025
Andy S's avatar
Andy S

Great bank lots of features, the app is very user fr...

5
Great bank lots of features, the app is very user friendly Reviewed on: 19th March 2025
David H's avatar
David H

The other banks don’t even come close

5
I’ve been with Monzo for years now and it’s still the best thing out there. The other banks don’t even come close. Reviewed on: 19th March 2025
Jack C's avatar
Jack C

The best :D

5
Brill onboarding process and once a customer even better! Personalised widgets and experience is phenomenal Reviewed on: 19th March 2025
Sarah T's avatar
Sarah T

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