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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The best bank ever!

5
Best banking I’ve ever used, recommend it to everyone I know. Easy to navigate, quick service, great apr rates! Just love it Reviewed on: 19th March 2025
Charlie M's avatar
Charlie M

Banking made frendly

5
Ease of use, clear explanations, and service with character. I've been a Monzo user for a long time and have always been served with kindness and clarity. Reviewed on: 19th March 2025
Chris Boakye's avatar
Chris Boakye

Best bank, and it also has character!

5
I've been a Monzo customer for more than six years. I use Monzo Plus, Flex, cashback, and Pots, etc. The app is easy to use, and I love the extra features, such as categories, notes, and the receipt-adding option. I like the design. Making transfers or sharing costs is super easy. Customer service is the best I've ever experienced. I love the funny posts on LinkedIn. Best bank ever! Reviewed on: 19th March 2025
Orsi A's avatar
Orsi A

One of the best UIs I have ever used

5
One of the best UIs I have ever used Reviewed on: 19th March 2025
Sheena's avatar
Sheena

Quick account opening, clear policies, easy to use,...

5
Quick account opening, clear policies, easy to use, and quite fast app. Reviewed on: 19th March 2025
Khaled E's avatar
Khaled E

Joined a few months ago and have loved it since, fre...

5
Joined a few months ago and have loved it since, free sausage roll ever week, railcard too and a very good savings scheme of the 1p challenge. Reviewed on: 19th March 2025
Lillie's avatar
Lillie

I have been a Monzo customer for a long time and it...

5
I have been a Monzo customer for a long time and it has made my budgeting and saving so efficient, also, swift action was taken when I had a fraudulent transaction on my account. It was sorted within just a few hours and it’s really reassuring. Reviewed on: 19th March 2025
Tom D's avatar
Tom D

Easy to use!

5
I love Monzo! Easy to use! Efficient Reviewed on: 19th March 2025
Rachel B's avatar
Rachel B

Modern banking with an incredible app.

5
Having experienced Monzo’s modern banking, I wouldn’t be able to go back to a traditional high-street bank. The app is incredible for budgeting and wealth building. I am in a great financial position and so much of this is due to Monzo and their incredible app. Reviewed on: 19th March 2025
Mike A's avatar
Mike A

Great experience

5
I’ve had a great experience with Monzo from day 1. Wouldn’t use another bank Reviewed on: 19th March 2025
Lewis's avatar
Lewis

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