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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Monzo is a very efficient bank .

Monzo is a very efficient bank .the services are amazing Reviewed on: 19th March 2025

Love Monzo !

Love Monzo ! Great products, I use for my main current account banking, joint account, flex and loan. Reviewed on: 19th March 2025

I love Monzo it helps a lot with saving and the fact...

I love Monzo it helps a lot with saving and the fact you both get money after referring a friend is also amazing Reviewed on: 19th March 2025

I love my Monzo account.

I love my Monzo account. When I’ve had issues with transactions they are great. Change of name was all done through chat, no posting docs or having to go to a branch. Everything is just easy with Monzo! Reviewed on: 19th March 2025

Ease to open account & app usage

Ease to open account & app usage Reviewed on: 19th March 2025

Monzo the bank for everyone !

Monzo had enabled me to save , cost track and plan for my financial future. Any bank can open a savings account and any bank can tell you your balance but Monzo are of of the front runners for going that extra mile and enabling anyone to do it , the tools they have not only support me in making better and clearer decisions with my money but they have also family members in their 40’s with understanding what is going on and out of their bank account. All in all I would say Monzo is a brilliant bank , not only for young people but for people of all ages Reviewed on: 19th March 2025

Monzo makes banking incredibly easy

I really love the app interface, it's incredibly user friendly and easy to use. Opening saving pots and transferring money between current accounts, joint accounts and saving pots is a breeze! Reviewed on: 19th March 2025

Will never go back to another bank - the pots are my...

Will never go back to another bank - the pots are my favourite!! Reviewed on: 19th March 2025

Easy smooth banking

They make things easy peasy for the average Joe simple language that we'll you what's what , love the fact you can separate spending into pots and makes managing your finances easier and a clear process Reviewed on: 19th March 2025

International transactions help from Monzo

Monzo have been great especially on international trips where I lost some money at an ATM and got reimbursed asap. Reviewed on: 19th March 2025

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