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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

User friendly, excellent features!

Easy to use, excellent features. I love being able to easily share/split bills with friends and family and the process is very easy for them too! I've found huge benefit to being able to round up my transactions into my savings pot, user friendly, and I've had excellent service from them. Reviewed on: 19th March 2025

Very helpful

Very helpful even in tough customer service issues Reviewed on: 19th March 2025

Monzo and me

I have had a Monzo account since 2017 and I couldn't be happier with their service they provide multiple current accounts for people to choose from and are constantly making updates to their service to improve their consumer experience. I love it! Reviewed on: 19th March 2025

The gold standard for banks!

The app is so good that I never find myself wishing I had a branch to go into. They're super flexible letting me do what I want with my money. The couple of times I did need a bit of help their support was amazing! Just wish I could open a second account for a bit more separation Reviewed on: 19th March 2025

Good standard product, great add-ons, flexibilty, sm...

Good standard product, great add-ons, flexibilty, smooth processes and easily contact someone when help is needed. Reviewed on: 19th March 2025

Great user experience, straight forward app, great b...

Great user experience, straight forward app, great benefits and just overall great bank Reviewed on: 19th March 2025

I opened a bank account with monzo in 2019 and my cr...

I opened a bank account with monzo in 2019 and my credit was not good but after banking with them for two and a half years their services helped me to build my credit and it has really been very helpful. Reviewed on: 19th March 2025

MONZO TO THE WORRLLDDDD

I have always been frugal and, to be honest, I have never trusted banks. I have always felt like they are just out to take your money without offering real value in return. For years, I was with the big blue bank—let’s just call them that. Then came the boom of modern banks, and I signed up for all of them. Monzo was the only one that stuck, and for good reason. It is hands down the easiest app to use, the fastest way to send and receive money, and the best at helping you understand your spending habits at a glance. And they just keep adding more. I was so sold on Monzo that I made everyone I know get one—literally everyone. Now, I use Monzo Flex, Investments, Savings Pots, and my nine-year-old sons have their own Monzo cards on the way. I started with Plus, upgraded to Max, and now I have phone insurance for the family, travel insurance, cashback, breakdown cover, cinema tickets, and even a free sausage roll from Greggs. Absolute madness. If they launch Monzo Ultimate, I am signing up immediately. I hate banks—seriously. But Monzo? Game changer Reviewed on: 19th March 2025

I've been using monzo for the last 6 years

I've been using monzo for the last 6 years when I first immigrated to the UK. It's been phenominal honestly. Easy to set up the account, really good mobile app, customer service has always been great and I love the pots, makes budgeting a lot easier. The new updates of ISA and investment pots are also great. Reviewed on: 19th March 2025

Iv had an account with Monzo for a long time, its ac...

Iv had an account with Monzo for a long time, its accessible and easy to use. Even my 6 year old daughter has a Monzo bank account now ! Reviewed on: 19th March 2025

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