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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Simple banking

5
Really transparent and helps me save regularly. Reviewed on: 19th March 2025
Mark m's avatar
Mark m

I have never felt so in control of my spending

5
I joined Monzo in January and I have been impressed with their continual improvements already. I feel more in control of my money than ever. Reviewed on: 19th March 2025
Sarah M's avatar
Sarah M

Too marks

5
Best in class for security and excellent customer service. Never had an issue with Monzo! Leading the way in innovation. Reviewed on: 19th March 2025
Mitch's avatar
Mitch

Top bank

5
Great bank. Love the additional ease of transferring, splitting bills, setting up savings. Nothing is ever hard. Reviewed on: 19th March 2025
Katie M's avatar
Katie M

I love the app.

4
I love the app. Very easy to use. I've had it for years and everything feels so easy - tracking how much i'm spending on tfl, sending out a QR code or link to get paid by friends, or separating all of my money in all of their separate pots. my only wish is that the savings & investments tabs was laid out the same as your pots. the pots you can see all at once from a birds eye view, but savings & investments is an extra click and swipe to see where i'm at. other than that, i'm a ride or die monzo lass Reviewed on: 19th March 2025
tkay's avatar
tkay

Love Monzo

5
Love Monzo, the layout, the graphs showing my spending forecast across the month. Very easy to use abroad. Love the year end round up Reviewed on: 19th March 2025
Anon A's avatar
Anon A

easy to use

5
Monzo is very easy to use, great for managing joint accounts, tracking expenses, and simple to set up an account. Reviewed on: 19th March 2025
Mirela P's avatar
Mirela P

Monzo is a very efficient bank .

5
Monzo is a very efficient bank .the services are amazing Reviewed on: 19th March 2025
Seema S's avatar
Seema S

Love Monzo !

5
Love Monzo ! Great products, I use for my main current account banking, joint account, flex and loan. Reviewed on: 19th March 2025
eymtmk's avatar
eymtmk

I love Monzo it helps a lot with saving and the fact...

5
I love Monzo it helps a lot with saving and the fact you both get money after referring a friend is also amazing Reviewed on: 19th March 2025
Jess peach 's avatar
Jess peach

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