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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I love my Monzo account.

5
I love my Monzo account. When I’ve had issues with transactions they are great. Change of name was all done through chat, no posting docs or having to go to a branch. Everything is just easy with Monzo! Reviewed on: 19th March 2025
Zoe F's avatar
Zoe F

Ease to open account & app usage

5
Ease to open account & app usage Reviewed on: 19th March 2025
Babu A's avatar
Babu A

Monzo the bank for everyone !

5
Monzo had enabled me to save , cost track and plan for my financial future. Any bank can open a savings account and any bank can tell you your balance but Monzo are of of the front runners for going that extra mile and enabling anyone to do it , the tools they have not only support me in making better and clearer decisions with my money but they have also family members in their 40’s with understanding what is going on and out of their bank account. All in all I would say Monzo is a brilliant bank , not only for young people but for people of all ages Reviewed on: 19th March 2025
Joshua P's avatar
Joshua P

Monzo makes banking incredibly easy

5
I really love the app interface, it's incredibly user friendly and easy to use. Opening saving pots and transferring money between current accounts, joint accounts and saving pots is a breeze! Reviewed on: 19th March 2025
Cait's avatar
Cait

Will never go back to another bank - the pots are my...

5
Will never go back to another bank - the pots are my favourite!! Reviewed on: 19th March 2025
Lisa R's avatar
Lisa R

Easy smooth banking

5
They make things easy peasy for the average Joe simple language that we'll you what's what , love the fact you can separate spending into pots and makes managing your finances easier and a clear process Reviewed on: 19th March 2025
Kitty B's avatar
Kitty B

International transactions help from Monzo

5
Monzo have been great especially on international trips where I lost some money at an ATM and got reimbursed asap. Reviewed on: 19th March 2025
Bailly B's avatar
Bailly B

User friendly, excellent features!

5
Easy to use, excellent features. I love being able to easily share/split bills with friends and family and the process is very easy for them too! I've found huge benefit to being able to round up my transactions into my savings pot, user friendly, and I've had excellent service from them. Reviewed on: 19th March 2025
Laura C's avatar
Laura C

Very helpful

5
Very helpful even in tough customer service issues Reviewed on: 19th March 2025
Am82's avatar
Am82

Monzo and me

5
I have had a Monzo account since 2017 and I couldn't be happier with their service they provide multiple current accounts for people to choose from and are constantly making updates to their service to improve their consumer experience. I love it! Reviewed on: 19th March 2025
Cameron G's avatar
Cameron G

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