Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

View other Monzo products

4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Monzo is so easy.

Monzo is so easy. Most people I know have it so it makes transferring money so easy. Also the group tab feature and splitting bills feature is amazing. Saves my friends and I so much hassle when we eat out / go on holiday etc. Amazing! Reviewed on: 19th March 2025

Monzo is honestly great.

Monzo is honestly great. The app is super easy to use, and I love getting instant notifications for every transaction. Sending money, saving, and tracking spending is so simple. Never had any issues, and it just makes life easier Reviewed on: 19th March 2025

its good.

its good Reviewed on: 19th March 2025

Would highly recommend

I have a Monzo Max account and it is well worth the money. I originally only got the account to cover Travel and Phone insurance but the added perks make it great value for money! The team at Monzo are also extremely helpful, I recently had a fraudulent activity on my account, within 10 minutes of reporting they had refunded the money and cancelled my card, within 48 hours I had received my new card. I would highly recommend to anyone. Reviewed on: 19th March 2025

Monzo has taken the pain out of financial decisions.

I switched to Monzo from a NatWest account, the interface is so much more user friendly, I am able to customise my dashboard which is SO helpful when I am a visual person. The availability and ease of application on products like Flex and Loans has taken the pain out of financial decisions. Reviewed on: 19th March 2025

Who needs Greg when you have Monzo!!

I love Monzo. It's simple yet thorough, quirky yet stylish and the service is personal yet professional. I couldn't ask for more in a bank! I've never had any issues that haven't been resolved quickly and efficiently. There is a human being on the other end of the chat function which makes the world of difference and I genuinely enjoy spending time on my Monzo app personalising my experience and making it work or me. I love their LinkedIn posts too! Reviewed on: 19th March 2025

Good app, but can improve on the fees

Good app, but can improve on the fees Reviewed on: 19th March 2025

it's been amazing so far

We ve been using Monzo since ages. We have a joint account as well with my wife. It works for us very well Reviewed on: 19th March 2025

Monzo makes finance fun!

Monzo makes banking fun, and money management a fulfilling experience Reviewed on: 19th March 2025

It is the most user/customer friendly bank I've ever...

It is the most user/customer friendly bank I've ever used. The app is effortless to use and has an incredibly human touch to it. The language that Monzo use for communicating makes you feel comfortable with their support whilst also providing a little giggle here and there. They're just unique and truly make managing my finances so easy. Reviewed on: 19th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Reward current account
from Halifax 4.46 from 205 reviews
ufirstgold Account
from Ulster Bank 3.98 from 5 reviews
Student Current Account
from The Co-operative Bank 4.16 from 8 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3182 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1136 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub