Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

View other Monzo products

4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Overall - Decent

A good all round bank! Rarely have issues and more of a personal feel than a traditional bank. Reviewed on: 19th March 2025

The fact I managed to convince my mum to get it.

The fact I managed to convince my mum (who’s nearly 70) to use it. She loves it and it’s made her life so much easier. Especially when travelling. Reviewed on: 19th March 2025

Monzo is perfect.

Monzo is perfect. It helps me manage my money so much better, the app is incredible and how other banking apps haven't caught up yet is beyond me. Their sense of community and marketing also need to be mentioned for how incredible they are too. Reviewed on: 19th March 2025

Love Monzo, super easy to use, 10/10 customer servic...

Love Monzo, super easy to use, 10/10 customer service if you ever need them and even better referral bonuses! Reviewed on: 19th March 2025

I have been a Monzo customer for 5 years and I have...

I have been a Monzo customer for 5 years and I have no complaints at all! They have a good range of different accounts. It is easy to set up an account. Also receive emails with plenty of warning about changes and information regarding my account. Reviewed on: 19th March 2025

Monzo is really easy to use and has loads of extra f...

Monzo is really easy to use and has loads of extra features Reviewed on: 19th March 2025

Been with Monzo for many years, never any issues.

Been with Monzo for many years, never any issues. Great service Reviewed on: 19th March 2025

Monzo, they lead the way and others follow

Monzo are the best - easy to use, great perks, they lead the way and others follow (my other traditional high-street bank only launched roundups in the last year or so, for example) Reviewed on: 19th March 2025

Monzo offers a lot for a little

Have tried most Monzo services, including: current, joint and business accounts, flex, savings and investments as well now the pension account. All super easy to use and understand Reviewed on: 19th March 2025

Best banking services

My whole family uses this bank and we do not regret. Reviewed on: 19th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 current account (discontinued)
from Santander 4.11 from 1275 reviews
Classic Account
from Lloyds Bank 3.98 from 798 reviews
Platinum Added Value Account
from Lloyds Bank 3.92 from 47 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3182 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1136 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub