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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Would highly recommend

5
I have a Monzo Max account and it is well worth the money. I originally only got the account to cover Travel and Phone insurance but the added perks make it great value for money! The team at Monzo are also extremely helpful, I recently had a fraudulent activity on my account, within 10 minutes of reporting they had refunded the money and cancelled my card, within 48 hours I had received my new card. I would highly recommend to anyone. Reviewed on: 19th March 2025
Ciara 's avatar
Ciara

Monzo has taken the pain out of financial decisions.

5
I switched to Monzo from a NatWest account, the interface is so much more user friendly, I am able to customise my dashboard which is SO helpful when I am a visual person. The availability and ease of application on products like Flex and Loans has taken the pain out of financial decisions. Reviewed on: 19th March 2025
Debbie D's avatar
Debbie D

Who needs Greg when you have Monzo!!

5
I love Monzo. It's simple yet thorough, quirky yet stylish and the service is personal yet professional. I couldn't ask for more in a bank! I've never had any issues that haven't been resolved quickly and efficiently. There is a human being on the other end of the chat function which makes the world of difference and I genuinely enjoy spending time on my Monzo app personalising my experience and making it work or me. I love their LinkedIn posts too! Reviewed on: 19th March 2025
SM's avatar
SM

Good app, but can improve on the fees

2
Good app, but can improve on the fees Reviewed on: 19th March 2025
Manuel's avatar
Manuel

it's been amazing so far

5
We ve been using Monzo since ages. We have a joint account as well with my wife. It works for us very well Reviewed on: 19th March 2025
AZ's avatar
AZ

Monzo makes finance fun!

5
Monzo makes banking fun, and money management a fulfilling experience Reviewed on: 19th March 2025
Dhivya A's avatar
Dhivya A

It is the most user/customer friendly bank I've ever...

5
It is the most user/customer friendly bank I've ever used. The app is effortless to use and has an incredibly human touch to it. The language that Monzo use for communicating makes you feel comfortable with their support whilst also providing a little giggle here and there. They're just unique and truly make managing my finances so easy. Reviewed on: 19th March 2025
Chloe S's avatar
Chloe S

Overall - Decent

4
A good all round bank! Rarely have issues and more of a personal feel than a traditional bank. Reviewed on: 19th March 2025
Andy's avatar
Andy

The fact I managed to convince my mum to get it.

5
The fact I managed to convince my mum (who’s nearly 70) to use it. She loves it and it’s made her life so much easier. Especially when travelling. Reviewed on: 19th March 2025
Oliver B's avatar
Oliver B

Monzo is perfect.

5
Monzo is perfect. It helps me manage my money so much better, the app is incredible and how other banking apps haven't caught up yet is beyond me. Their sense of community and marketing also need to be mentioned for how incredible they are too. Reviewed on: 19th March 2025
Lily D's avatar
Lily D

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