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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Love Monzo, super easy to use, 10/10 customer servic...

5
Love Monzo, super easy to use, 10/10 customer service if you ever need them and even better referral bonuses! Reviewed on: 19th March 2025
Gemma L's avatar
Gemma L

I have been a Monzo customer for 5 years and I have...

5
I have been a Monzo customer for 5 years and I have no complaints at all! They have a good range of different accounts. It is easy to set up an account. Also receive emails with plenty of warning about changes and information regarding my account. Reviewed on: 19th March 2025
Conor's avatar
Conor

Monzo is really easy to use and has loads of extra f...

5
Monzo is really easy to use and has loads of extra features Reviewed on: 19th March 2025
Lana's avatar
Lana

Been with Monzo for many years, never any issues.

5
Been with Monzo for many years, never any issues. Great service Reviewed on: 19th March 2025
Zak's avatar
Zak

Monzo, they lead the way and others follow

5
Monzo are the best - easy to use, great perks, they lead the way and others follow (my other traditional high-street bank only launched roundups in the last year or so, for example) Reviewed on: 19th March 2025
Calum C's avatar
Calum C

Monzo offers a lot for a little

5
Have tried most Monzo services, including: current, joint and business accounts, flex, savings and investments as well now the pension account. All super easy to use and understand Reviewed on: 19th March 2025
Dan H's avatar
Dan H

Best banking services

5
My whole family uses this bank and we do not regret. Reviewed on: 19th March 2025
Mitchall S's avatar
Mitchall S

Customer service is always there to clear up any mis...

5
Customer service is always there to clear up any misunderstanding Reviewed on: 19th March 2025
Jess's avatar
Jess

Top notch bank

5
Monzo strives for user friendliness by making their app and processes super simple for everyone to use. Whether it’s for regular banking or using travel money abroad, they cover all bases to ensure the user is the prime focus. In addition, raising issues to support or going through different processes is an easy process given their quick response times too! Reviewed on: 19th March 2025
Harry L's avatar
Harry L

Great bank

5
They have always been helpful and are fast sorting any issues I have had Reviewed on: 19th March 2025
Stan P's avatar
Stan P

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