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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I joined monzo attracted by their hot coral card fun...

5
I joined monzo attracted by their hot coral card fun approach to social media and have stayed as I find the app user friendly and enjoy the features such as categorising spend and income. I also like the pots feature for saving specifics, and I recently opened a savings account for my wedding as it has a great interest rate and is paid monthly. Reviewed on: 19th March 2025
EMC's avatar
EMC

Brilliant!

5
So easy to set up the account, and the app is really intuitive and straight forward to use. Having access to pots and a separate savings within the account make budgeting so much simpler, and I find it so much easier to stay on top of my finances! I am able to see what I have for essentials and luxuries, and what I have saved for holidays. I also love the recommend a friend incentive, and have both my parents set up with accounts for their upcoming trip abroad so they can take advantage of no international transaction fees! Reviewed on: 19th March 2025
Esme's avatar
Esme

Monzo, by far, is the best banking experience I’ve e...

5
Monzo, by far, is the best banking experience I’ve ever had. Firstly, the user experience on the app is flawless, everything (from getting a loan to saving challenges) is so easy to navigate and a pleasure to use. Secondly, the communication from the team is quick, friendly and efficient. Finally, the level of detail (for example, seeing exactly when and where a payment was made) is unrivalled. Reviewed on: 19th March 2025
Max H's avatar
Max H

Great Bank, easy to use and great socials!

5
Great Bank, easy to use and great socials! Reviewed on: 19th March 2025
Meg Gregory's avatar
Meg Gregory

Getting my pay a day early is a game changer - so ea...

5
Getting my pay a day early is a game changer - so easy to use and great for holidays with no fees. I also really love the 1p challenge! It means I can save without really thinking about it. I can also see my mortgage in app which is super handy Reviewed on: 19th March 2025
Olivia R's avatar
Olivia R

Resolves issues in a timely manner.

5
Resolves issues in a timely manner. Great offers. Quite easy to understand information on their products, website and app. Overall, they're always there for you. Reviewed on: 19th March 2025
Reona V's avatar
Reona V

The best British bank

5
This is by far the best bank in the UK! Their customer service is exceptional, the quality of their services is unmatched, and their technology is top notch. The app experience is genuinely next level—smooth, intuitive, and incredibly reliable. Reviewed on: 19th March 2025
Mags S's avatar
Mags S

The Smoothest Transition to the UK, Thanks to Monzo!

5
Making the decision to relocate to the UK was a huge step for us, and honestly, navigating everything from finances to daily life felt like a mountain to climb. We spent what felt like forever researching different banking options – hours of comparing, reading reviews, and testing out different services. In the end, Monzo was the clear winner. From the pricing, which was super reasonable, to the top-notch service and support we received, everything just clicked. The app itself is incredibly easy to use, making managing our finances a breeze. Monzo really ticked all the boxes for us, and it’s been a game-changer in our transition to the UK. Reviewed on: 19th March 2025
Charlotte K's avatar
Charlotte K

Love their socials

4
Love their socials - their posts on Linked in are great and their year end wrap is class! Reviewed on: 19th March 2025
Vicky W's avatar
Vicky W

Friendliest bank ever!

5
Really user-friendly, very easy to use, travel-friendly, easy to freeze and cancel cards in case of loss/theft. Overall really positive experience, have been using it as my main account for years now. Reviewed on: 19th March 2025
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Anonymous A

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