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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

59% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Since joining Monzo they have helped me so much with...

Since joining Monzo they have helped me so much with having better money management Reviewed on: 19th March 2025

Switched to Monzo - Love it!

I used to use Monzo just as a spending account and had a high street bank account for my salary payments and direct debits. I wanted to make my life more efficient by having one bank account for everything so ended up switching entirely to Monzo. It’s been fantastic, super easy to use, no issues at all! Reviewed on: 19th March 2025

The app has most things built in, security and anti-...

The app has most things built in, security and anti-fraud features at great, and on the odd occasion I’ve had to contact them they’ve been quick to respond. Reviewed on: 19th March 2025

Moved to Monzo a couple of years ago from HSBC

Moved to Monzo a couple of years ago from HSBC, latter is a soulless org with no care about the well-being of customers. Monzo pots are really useful, and recent additions like investments are a simple way for people to learn about how investments work Reviewed on: 19th March 2025

Love my Monzo perks account!

Love my Monzo perks account! There are so many little things that add up! Reviewed on: 19th March 2025

Love Monzo, the app is easy to use and the ability t...

Love Monzo, the app is easy to use and the ability to have investment pots makes saving easy :) Reviewed on: 19th March 2025

Easiest banking app used to date.

Easiest banking app used to date. So many features I use daily. It's not stress-inducing opening the app to check your money and upcoming flow. 1p challenge and round up change are game changers too. Reviewed on: 19th March 2025

Love Monzo, been with them since the start.

Love Monzo, been with them since the start. Brilliant experience, modern alternative to the other banks. Reviewed on: 19th March 2025

I use the app everyday to split bills with my partne...

I use the app everyday to split bills with my partner and friends, and our rent/bills comes out of our joint account which makes money management easy and seamless. The exchange rate of the card abroad is also great value for money. I can’t imagine my life without a Monzo Reviewed on: 19th March 2025

I've had a monzo account as my main account for years.

I've had a monzo account as my main account for years. Being able to budget with separate pots was great, but being able to create a virtual card for each of those pots, which increases my account security, is a game changer. Then there's the ability to access my monthly pay the evening before it clears into my account and have it auto-sorted into each pot, just makes it all so simple. What's not to love about all of that? Reviewed on: 19th March 2025

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