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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo Max has great perks!

5
I have a monzo max current account which covers important things like travel insurance, travel and phone insurance. There are a lot of perks with this as well such as a weekly Greggs sausage roll and discounted airport lounge access. Recently I have synced my other accounts on the Monzo app so can view all my money in one place. The mortgage summary also gives a far better overview than our supplier Reviewed on: 19th March 2025
MattyT's avatar
MattyT

Monzo was my first bank account and only one I...

5
Monzo was my first bank account and only one I use now Reviewed on: 19th March 2025
Tyler s's avatar
Tyler s

Active listeners

5
Their service is very prompt, and most importantly they listen. I have had some issues with withdrawing cash abroad on a holiday, as I had reached my monthly withdrawal limit. I left my concern but they UK working hours. When I woke up ,without any back and forth, they had changed my limit and left me note to withdraw within the time the limit was removed for. I couldn't be more happy to be a Monzo customer. Reviewed on: 19th March 2025
HINATA's avatar
HINATA

A great bank with many options.

5
I use monzo not only for a current account, but for savings as well. It’s also brilliant for when you go abroad as you don’t have to worry about exchange rate as they do that for you. With savings it helps create a pot so you can decide what it’s for, and when you want to send money. Reviewed on: 19th March 2025
Ellie H's avatar
Ellie H

Great account, love the app and features.

5
Great account, love the app and features. I have the max account and the benefits are really great value for money. It’s now become my main account/app for banking Reviewed on: 19th March 2025
Sam H's avatar
Sam H

The future of banking!

5
The app is very convenient, sleek in design and user friendly. Using lots is such a unique and useful tool which isn’t offered by other brands on the market, it’s brilliant for budgeting and financial awareness. Reviewed on: 19th March 2025
Jade E's avatar
Jade E

Great concepts that make managing money easier

5
Great concepts that make managing money easier Reviewed on: 19th March 2025
Tanya K's avatar
Tanya K

It’s okay, nothing special.

5
It’s okay, nothing special. It used to be much better but still better than most high street banks. Reviewed on: 19th March 2025
ksta's avatar
ksta

I Love Monzo.

5
I Love Monzo. A genuine trailblazing company. I Have convinced many people to join. Great app. Great customer service. Easy to navigate features. Great little perks like cash back at genuinely useful and useable companies. Reviewed on: 19th March 2025
Amy O's avatar
Amy O

Great from start to finish, good customisation and t...

5
Great from start to finish, good customisation and tracking with saving pots, saving challenges, and cashback. Reviewed on: 19th March 2025
Ash A's avatar
Ash A

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