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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19124 reviews)

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4.93

Based on 19,123 reviews, last reviewed 29th Mar 2026

61733% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to set up the account. Really easy to set up the account. It all works through their app so quite convenient. They communicate with me if there's any changes to terms and co... Read more Reviewed on: 29th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19123)

It very reliable and easy to get hold of customers s...

It very reliable and easy to get hold of customers service on the app Reviewed on: 11th February 2025

Loads of great features

I love auto exporting my transactions to a google sheet, virtual cards (so online transactions aren’t linked to my physical card) and linking other accounts into Monzo so I can see all my transactions. Reviewed on: 11th February 2025

The best bank

Easy to use. Great in UK and internationally. Pots are so helpful to save with and can transfer in and out so easily! Reviewed on: 11th February 2025

Best bank in the world, so user friendly, amazing cu...

Best bank in the world, so user friendly, amazing customer service, intuitive use. Monzo should be everyone's go-to bank Reviewed on: 11th February 2025

Could not ask for more!

My very first bank in the UK and the best! Reviewed on: 11th February 2025

You know you can bank on this bank.

Everthing asked for has been delivered, with the right help given. Reviewed on: 11th February 2025

Great bank, friendly and fast customer service and t...

Great bank, friendly and fast customer service and the most user friendly app that i've used in banking. I really like that you get a live picture of your money at the time and you're not waiting to see if there are purchases waiting to come from your account. I like how easy it is so send and recieve money from friends and family. The pots system is brilliant for budgeting! Reviewed on: 11th February 2025

Marvellous Monzo

Info is very slick from Monzo,…daily tracking of the interest ….1pence per day has caught on ( I know at least 6/8 people ) who have joined in …international rates are very good …plus it itemises every what you have spent Reviewed on: 11th February 2025

Excellent bank services

I am so happy to have a bank account with Monzo. There are no hidden costs and app is easy to use. Easy to replace lost cards and easy to download my bank statement . It has Flexi as well and my child now has his own debit card from Monzo. Reviewed on: 11th February 2025

Superb account.

Superb account. App is great to use. Customer service when I need them are very helpful. Don’t normally need them because of the fantastic help resources. Reviewed on: 11th February 2025

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