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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Brilliant

It’s been a simple banking that I would recommend to everyone for basic money-keeping. Ive yet to fully use Monzo but that wouldn't be a challenge due to its simple app style Reviewed on: 5th March 2025

Monzo was recommended to me by a friend and I have l...

Monzo was recommended to me by a friend and I have loved my experience with the bank ever since. It's a very simple app to use to do all my banking in one place. I've been using it for years and I love all the features especially Pots, splitting bills with friends and investing my spare change! I haven't found a bank that compares to Monzo to be honest. Reviewed on: 5th March 2025

A reliable service

It’s so easy to use and has been a reliable provider with great customer service. I’ve been a customer for 6 years and have no plan on changing. Reviewed on: 5th March 2025

Excellent

Love the way you can separate money with pots and keep track of your money. Reviewed on: 5th March 2025

Improvement needed in support

Their support is going downhill lately. I still believe they can pull it back Reviewed on: 5th March 2025

Best bank ever - built for the modern world

Best bank ever - built for the modern world Reviewed on: 4th March 2025

A better Internet Banking Experience .

Monzo allows early payment which is convenient. This give peace of mind when hit with early or unexpected bills. The ability to improve credit rating with a Monzo account is advantageous in preparation for future financial products. Reviewed on: 4th March 2025

Excellent investment and pot options

Excellent investment and pot options Reviewed on: 4th March 2025

I have been with Monzo for three years now.

I have been with Monzo for three years now and I’m very satisfied. I use Monzo and my main bank account and just upgraded to Monzo max Reviewed on: 4th March 2025

Very Happy

Very Happy with all the services available in the app Reviewed on: 4th March 2025

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