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Monzo: Current account reviews

4.93
Based on 19,243 reviews, last reviewed 8th Apr 2026
98450% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026
Edvinas's avatar
Edvinas

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19243)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

It is inevitable that we will all have monzo cards s...

5
It is inevitable that we will all have monzo cards soon... or maybe we all do already? Reviewed on: 11th April 2024

Easy to use, modern and instant answers.

5
Easy to use, modern and instant answers. Reviewed on: 11th April 2024

It’s easy to track your money, spread the cost as we...

5
It’s easy to track your money, spread the cost as well as save via their pots. Reviewed on: 11th April 2024

Really easy to use, has lots of features and helpful...

5
Really easy to use, has lots of features and helpful things I can do everyday to be organised with my money and just makes banking a bit more fun! Reviewed on: 11th April 2024

Always been a pleasure workign with monzo

5
Always been a pleasure workign with monzo - Everything is just simple and easy with them with no quarms. Reviewed on: 11th April 2024

Monzo is great and so much easier to use than any ot...

5
Monzo is great and so much easier to use than any other bank out there Reviewed on: 11th April 2024

I’ve been using Monzo for over 6 months and it’s a b...

5
I’ve been using Monzo for over 6 months and it’s a breath of fresh air compared to the brick and mortar banks. The app is actually useable and intuitive, and the systems it has in place are great for customers. Reviewed on: 11th April 2024

Always attentive, helpful and provide with solutions

5
Always attentive, helpful and provide with solutions Reviewed on: 11th April 2024

Simple and Easy

4
The app us easy to use and very effective. Reviewed on: 11th April 2024

modern banking

5
Beyond easy to use and supports a modern lifestyle Reviewed on: 10th April 2024

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