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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

23% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Friendly, Transparent, Active

Monzo are active in answering questions, responding to ideas, and being transparent with their product, while building the best current account. Reviewed on: 6th November 2018

A modern Bank that cares about you!

I've used Monzo for over a year now. Not only do they listen to customer feedback, they have a brilliant in app customer service team who I can contact 24 hours a day when I need to. I can easily save money, set up a joint account and just basically easily manage my spending. Reviewed on: 6th November 2018

User Friendly

Not had Monzo long but really easy to use - level of detail is beyond what other banks offer and the notifications of spending is highly useful! Reviewed on: 6th November 2018

The future of banking

Monzo is, without doubt, the best current account I have ever used. It is miles ahead of rivals like Starling or Revolut - especially in terms of transparency and customer service. Reviewed on: 6th November 2018

Monzo to the moon!

Didn't realise how stale and inefficient legacy banks are until you use Monzo. Instant notifications, budgeting tools, splitting the bill with friends, pots and loads more. Plus they're really open and transparent. Try getting that out of a legacy bank! Reviewed on: 6th November 2018

Monzo is the future

I've been a monzo user since their early beta which was just a prepaid card. Their focus on user experience is amazing, they keep getting better with every update and introducing sweet features. I have now switch to monzo as my main current account and will never look back. Every other bank should be taking notes Reviewed on: 6th November 2018

Simply amazing!

The standard for banking, bar none! Reviewed on: 6th November 2018

Awesome

Monzo are how baking should be. The app is great, the savings pots are brilliant. I love how transactions are instantly listed in your account, no more waiting 2-3 days wondering what is pending. Reviewed on: 6th November 2018

The future is Monzo

Monzo offers a glimpse into the future of banking, with real-time notifications, easy-to-use categorisation, user-friendly mobile apps and more. It’s refreshing to use banking services in a way that makes sense to me. Reviewed on: 6th November 2018

Bank of the future

I am astounded by this bank. Moved from Halifax to Monzo. Never before have I felt so involved with my bank. Reviewed on: 6th November 2018

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