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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

23% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Bank of the future

Finally, someone that listen to their customers and tailor the product in accordance with their needs. I had enough of the old established companies that don't move a finger to adapt and think outside the box. The market is in a continuous change and Monzo explores this. A great product with everything that I wished to have and more. Reviewed on: 6th November 2018

Monzo

The best one for me at the moment, I’ve been use most the time in lots of shopping Reviewed on: 6th November 2018

Great Mobile banking

Chatty customer service in the app, great features appearing every week, and a company which listens to its customers. What’s not to like. Reviewed on: 6th November 2018

great idea

a really good company that helps you manage your spending, set limits, and create little piggy banks where you don’t even notice losing the change! Reviewed on: 6th November 2018

so much control

everything about monzo has been fantastic. The App is incredible and for the first time i feel in charge of my money, not the bank Reviewed on: 6th November 2018

Game-changer. Incredible, delightful, and honest.

Monzo really is the first time I've actively been able to look after my finances. It's modern, well thought out, helpful and a joy to use. I'd recommend it to literally everyone. Reviewed on: 6th November 2018

Innovative - true to itself

Friendly, supportive and listening. Reviewed on: 6th November 2018

Most innovative bank yet

Absolutely love it •you set your own pin •you can freeze your card if you loose it (which was a feacture they had before Barclays) Can have multiple savings pots for different goals to keep you money savy •allowed to use abroad •easy set up •my card arrived the day after I set it up Reviewed on: 6th November 2018

Great bank and customer service

Easy to access and innovative. Customer service is great and responsive. Reviewed on: 6th November 2018

Great service

Great updates on service issues, excellent personal customer support. Great banking service Reviewed on: 6th November 2018

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