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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

How banks should be in this age

5
Monzo is still relatively new, and coming out with updates and features regularly. Due to this there Mary be some things that are not currently available that are a standard elsewhere (payM for example). However, they are transparent and open and it is a refreshing change to have a bank ask the community what they want, and then strive to make it happen where possible. I also think that it's thanks to these companies (Monzo, Sterling etc) that the banking industry is finally being dragged into the 21st century. Reviewed on: 10th November 2018
Scott's avatar
Scott

What a bank should be!

5
Constantly innovating and bringing new ideas to an archaic industry. Barclays are currently advertising that you can freeze/un-freeze your lost debit card, through their app... Monzo had this feature YEARS ago. It does everything a 'traditional' bank does, and more! Reviewed on: 10th November 2018
Dave's avatar
Dave

The new banking

5
A great product and great community. Makes banking interesting again (and modern). Reviewed on: 10th November 2018
Toby Adams's avatar
Toby Adams

Functions and convenience

5
I find mobile only banks to be more convenient in everyday use than conventional banks and having accounts an a few of those I find Monzo the most comfortable to use. Reviewed on: 10th November 2018
Alexey Vinokurov's avatar
Alexey Vinokurov

Amazing

5
Using Monzo has changed the way I manage my money, and how I understand banking. Reviewed on: 10th November 2018
Thrillington's avatar
Thrillington

Banking made modern

4
They make money management so much easier. Their summary feature, which tracks committed spend and remaining funds until next pay for day, makes things so simple. No more spreadsheets! If only they paid interest and took "pots" balance into account before applying overdraft charges (like Starling). Same goes for ATM fees abroad. Reviewed on: 10th November 2018
Dae's avatar
Dae

Best thing to happen to banking

5
Amazing. Great product, great transparency, changing the industry for the better. Reviewed on: 10th November 2018
glenrothes's avatar
glenrothes

The future of Banking

5
These guys aggressively innovate and the customer experience is second to none relative to the incumbent banks. Reviewed on: 9th November 2018
Finlay's avatar
Finlay

Best bank Ever!

5
I really enjoy using Monzo as a full bank, its constantly getting their service better with "Making Monzo" as they are building it with their customers opinion. Reviewed on: 9th November 2018
Eduardo Yong's avatar
Eduardo Yong

It's a good alternative to high street banks.

4
I feel like the bank is more personal to me. I like that you can attach categories to bank transfers and the overall layout of the app is very nice. Reviewed on: 9th November 2018
UwaisB's avatar
UwaisB

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