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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Becoming the best current account

4
They still have a ways to go, but fantastic progress this year! Reviewed on: 10th November 2018
npatten's avatar
npatten

Works as a modern bank should

5
A bank account that actually offers a good user experience. The tools for managing money are useful, customer service is great, and the organisational transparency is refreshing. Reviewed on: 10th November 2018
Tdc's avatar
Tdc

Amazing

5
The app is super slick and intuitive. The instant notifications and card freezing are a God-send. The company is really transparent. Reviewed on: 10th November 2018
Dan's avatar
Dan

Brilliant

5
Overall a really great bank with lots the only bank has been able to make me change my main account Reviewed on: 10th November 2018
Kiean's avatar
Kiean

The bank of the future.

5
Managing money with the typical high street banks was way harder than banking needs to be. Monzo’s features made it easy to to keep on top of my finances, get out of debt, and start saving. Customer service is amazing if anything does go wrong or if you have any queries. Can’t recommend them enough. Reviewed on: 10th November 2018
Jamie96's avatar
Jamie96

Bank of the future

5
Seems clear to me that Monzo and other banks like it will replace the current system in the next few years. In my opinion Monzo is the most refined of these challenger banks too. Reviewed on: 10th November 2018
nooseknocker's avatar
nooseknocker

Already easy experience to use monzo

5
I have never had a current account that was this easy to manage Reviewed on: 10th November 2018
Aitk's avatar
Aitk

Changed how I bank

5
Everything is customer experience focussed, fast responsive and allowing me to understand my money better. Reviewed on: 10th November 2018
B's avatar
B

How banks should be in this age

5
Monzo is still relatively new, and coming out with updates and features regularly. Due to this there Mary be some things that are not currently available that are a standard elsewhere (payM for example). However, they are transparent and open and it is a refreshing change to have a bank ask the community what they want, and then strive to make it happen where possible. I also think that it's thanks to these companies (Monzo, Sterling etc) that the banking industry is finally being dragged into the 21st century. Reviewed on: 10th November 2018
Scott's avatar
Scott

What a bank should be!

5
Constantly innovating and bringing new ideas to an archaic industry. Barclays are currently advertising that you can freeze/un-freeze your lost debit card, through their app... Monzo had this feature YEARS ago. It does everything a 'traditional' bank does, and more! Reviewed on: 10th November 2018
Dave's avatar
Dave

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