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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Just the best

5
Their app is so useful for budgeting, you can really see when you're spending too much. Setting money aside in pots is so useful. Saved money without trying with roundups.. Customer service is the best.. and I also bank with First Direct Reviewed on: 10th November 2018
SAll's avatar
SAll

Upcoming Bank

5
They have a ways to go, but fanastic progress Reviewed on: 10th November 2018
npatten's avatar
npatten

Becoming the best current account

4
They still have a ways to go, but fantastic progress this year! Reviewed on: 10th November 2018
npatten's avatar
npatten

Works as a modern bank should

5
A bank account that actually offers a good user experience. The tools for managing money are useful, customer service is great, and the organisational transparency is refreshing. Reviewed on: 10th November 2018
Tdc's avatar
Tdc

Amazing

5
The app is super slick and intuitive. The instant notifications and card freezing are a God-send. The company is really transparent. Reviewed on: 10th November 2018
Dan's avatar
Dan

Brilliant

5
Overall a really great bank with lots the only bank has been able to make me change my main account Reviewed on: 10th November 2018
Kiean's avatar
Kiean

The bank of the future.

5
Managing money with the typical high street banks was way harder than banking needs to be. Monzo’s features made it easy to to keep on top of my finances, get out of debt, and start saving. Customer service is amazing if anything does go wrong or if you have any queries. Can’t recommend them enough. Reviewed on: 10th November 2018
Jamie96's avatar
Jamie96

Bank of the future

5
Seems clear to me that Monzo and other banks like it will replace the current system in the next few years. In my opinion Monzo is the most refined of these challenger banks too. Reviewed on: 10th November 2018
nooseknocker's avatar
nooseknocker

Already easy experience to use monzo

5
I have never had a current account that was this easy to manage Reviewed on: 10th November 2018
Aitk's avatar
Aitk

Changed how I bank

5
Everything is customer experience focussed, fast responsive and allowing me to understand my money better. Reviewed on: 10th November 2018
B's avatar
B

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