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Monzo: Current account reviews

4.93
Based on 19,254 reviews, last reviewed 11th Apr 2026
99000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026
Carol C's avatar
Carol C

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19254)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Excellent user experience, great interest rates, awe...

5
Excellent user experience, great interest rates, awesome features. Greatest bank ever. Reviewed on: 6th April 2024

Great bank, easy to use, funny LinkedIn posts, and g...

5
Great bank, easy to use, funny LinkedIn posts, and great marketing. Friendly customer service, and always happy to help. I would recommend Monzo to anyone, simple and easy registration Reviewed on: 6th April 2024

Very easy to use, love them.

5
Very easy to use, love them. The only bank I actually recommend Reviewed on: 6th April 2024

The best bank

4
Been with them for 5 years - never had a problem and they were extremely helpful and proactive when my card was stolen. Reviewed on: 6th April 2024

Modern banking...simple as.

5
Excellent service, efficient ient service, clear reporting. Always available to me. Reviewed on: 6th April 2024

Very nice app that helps you budget.

5
Very nice app that helps you budget. Never had to contact support personally. Reviewed on: 6th April 2024

Amazing day to day bank, easy app.

5
Amazing day to day bank, easy app. Customer service is great but slower than it once was. Reviewed on: 6th April 2024

Never had a problem with Monzo!

5
Never had a problem with Monzo! Nice and easy to use. Reviewed on: 6th April 2024

They just make everything easier

5
They just make everything easier than the other banks. Quite literally everything on Monzo takes less time, and less hassle. Reviewed on: 6th April 2024

Excellent bank

5
Never any issues. Wonderful banking service, excellent user experience. I would highly recommend. Love the coral colour card too! I now have a joint account with my partner because I enjoy my personal current account card so much Reviewed on: 6th April 2024

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