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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Effortless Banking

5
Never had any major issues whilst with Monzo, each time I've had a smaller issue it's been dealt with quickly and efficiently Reviewed on: 15th April 2024
Joe L's avatar
Joe L

Eady to use, good customer service and the app is am...

5
Eady to use, good customer service and the app is amazing. Its really time updates on soending which is super helpful Reviewed on: 15th April 2024
Karina's avatar
Karina

Monzo has literally changed my life.

5
Monzo has literally changed my life. I’ve never been able to budget very well and having all the pots for different expenses has allowed me to finally get in control of my finances. I have recommended it to so many people (we all work for another bank!!) and we all rave about monzo. Reviewed on: 15th April 2024
Cat M's avatar
Cat M

Fantastic!

5
Pilot cashback feature is great and overall look and feel of app is excellent. Only somewhat confusing aspect is sometimes difficult to tell whether you are in your personal current account, personal savings vs joint current account and joint savings. Reviewed on: 15th April 2024
Max's avatar
Max

Great experience to date.

5
Great experience to date. Especially the easy access savings pots Reviewed on: 15th April 2024
Jack w's avatar
Jack w

Came for a travel account stayed for everyday banking!

5
Came for a travel account stayed for everyday banking! Initially joined Monzo as a travel account. So happy with the budgeting tools, ease of splitting payments that I switched my current account. They were also able to provide me a loan to consolidate my credit card debts where other banks/lenders were not. Which has helped clear debts and improve credit score. Reviewed on: 15th April 2024
Stuart S's avatar
Stuart S

Always on hand to help, very efficient and easy to u...

5
Always on hand to help, very efficient and easy to use and navigate. I have used Monzo for about 2 years now and have not looked back, I have used the card abroad when I went to Dubai and it was really easy to spend money out there. Reviewed on: 15th April 2024
Aston K's avatar
Aston K

I have been using Monzo for more than a year now and...

5
I have been using Monzo for more than a year now and it was my first current account in UK. It was very simple and easy to open a bank account with Monzo unlike other high street banks. The app is very user friendly and allows you to modify the looks as per your needs. Really happy to be associated with Monzo Reviewed on: 15th April 2024
Kamal S's avatar
Kamal S

Exceptional in every sense of the word.

5
Exceptional in every sense of the word. They go over and above to bring you the features you want to manage your money with great customer service on top. Reviewed on: 15th April 2024
Adam's avatar
Adam

Easy tracking!

5
I've used Monzo coming up to 1 year now. I love the layout of the apps and how easy it is to filter your categories to track spending! Reviewed on: 15th April 2024
Sophie B's avatar
Sophie B

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