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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19252 reviews)

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4.93

Based on 19,252 reviews, last reviewed 11th Apr 2026

98900% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19252)

Fab alternative to high street banks

Brilliant App, feels secure and I’m very pleased with it. Plus great to use abroad. I also get comments on the colour of my cash card which I also love. Reviewed on: 7th April 2024

Monzo has everything you could ask for.

I have been a Monzo customer for over 6 years and it has always been an excellent solution for payrolls, direct debits, saving pots and now investments. Big shoutout also for their customer experience, which has always provided service very quickly and efficiently. Reviewed on: 7th April 2024

Really great account

Never had a problem with them and very pleased with my interest I get from them on my savings - it’s higher than any of the high street banks I’ve previously banked with. Also their app makes it really easy for me and my partner to manage our family finances. Reviewed on: 7th April 2024

Your money is safe and accessible with Monzo

Monzo is so easy to use, my money feels safe and I don't need to worry about exchange rates or special cards when travelling abroad. I’ve also started to utilise the saving account functionality as well as investing - which has been super helpful and educational. Reviewed on: 7th April 2024

Joyful experience!

Joyful experience! Every little bit about using Monzo is fantastic. It is effortless to use and the little extras are amazing, such as the early payday dragging the money down into my wallet. Also the playful banter they post on LinkedIn. Truly brilliant. Reviewed on: 7th April 2024

Great day-to-day bank

Banking operations and day-to-day use of the accounts is brilliant, but savings and investments require more work and I would choose a high street bank for managing investments. Reviewed on: 7th April 2024

The best

I have a current account, flex account and a savings account. Makes my life so much easier and makes saving a breeze! Reviewed on: 6th April 2024

Amazing banking experience.

Amazing banking experience. So easy and transparent and honestly excellent customer service. Have no complaints. Think the new layout of the home page and pots moving is less good but still leagues above other banks. Reviewed on: 6th April 2024

No fees abroad is life changing - thank you Monzo!

Very good provider, never had any issues and it’s brilliant when travelling abroad - no fees should be the norm! Reviewed on: 6th April 2024

Loads of great features (my favourite is seeing cred...

Loads of great features (my favourite is seeing credit cards, mortgage etc in app). Also feel like you get much better customer service compared to traditional banks. Whenever I’ve had an issue I’ve messaged in app and heard back quickly. Far better than sitting on a phone in a queue. Reviewed on: 6th April 2024

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