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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo is a very helpful digital bank with easy trans...

4
Monzo is a very helpful digital bank with easy transfer UX Reviewed on: 15th April 2024
Jotdan W's avatar
Jotdan W

An intuitive app, easy to navigate FAQs/custom suppo...

5
An intuitive app, easy to navigate FAQs/custom support & amazing to use both in UK and abroad. Reviewed on: 15th April 2024
Eloise H's avatar
Eloise H

I highly recommend Monzo as a banking service for...

5
I highly recommend Monzo as a banking service for its exceptional value and seamless functionality. Applying for an account is effortless, and once onboarded, the app works flawlessly. Its regular updates ensure that users always have access to the latest features and security enhancements. Overall, Monzo provides an excellent banking experience with no significant issues to report. Reviewed on: 15th April 2024
Emily D's avatar
Emily D

Gives hope among all the British personal banking

5
Monzo is a breath of fresh air among all the old, stiff barely useful banking apps, providing so much flexibility without necessity of contacting anyone, furthermore going to an actual branch. Credit score updates, cashback, requesting money from friends and finding them by phone number, flex loans — incredibly handy. Reviewed on: 15th April 2024
Alona S's avatar
Alona S

Amazing!

5
Amazing! Life has been easier since I switched to monzo, everyone should have an account and use it to as their daily bank because it’s so helpful and I’m now just writting more and more because of the dumb review amount needed Reviewed on: 15th April 2024
Benjamin k's avatar
Benjamin k

Easy and intuitive mobile app to use.

4
Easy and intuitive mobile app to use. Unlike how easily I can transfer money between pots and the accessibility options offered by the savings pots. The adjustable overdraft has also been a great asset. Reviewed on: 15th April 2024
Aaron's avatar
Aaron

Good Bank.

5
Good Bank. Have had no issues and always available through chat if you need anything. Would and do recommend people to Monzo Reviewed on: 15th April 2024
Charlie H's avatar
Charlie H

User Friendly

5
The banking app is so easy to use and top up. I especially love that you can instantly split a cost with someone at the click of a button and think the 'Shared tab' function is genius for people who live with someone but don't have a joint account. The initial thing that made me try Monzo was the free uses abroad but there's so much more to it. I recommend it to everyone! Reviewed on: 15th April 2024
Ffion's avatar
Ffion

Monzo is so easy to use, I keep recommending this fo...

5
Monzo is so easy to use, I keep recommending this for everyone! Reviewed on: 15th April 2024
Jimena C's avatar
Jimena C

Incredible and fast response to fraud incident

5
I had money taken from my account which I discovered immediately through Monzo alerts. I was on a long car journey at 6pm on a Friday evening when this happened. I contacted Monzo through their app and they were able to resolve most of the issue within a couple of hours. Incredible customer service and hugely reassuring. I recommend them to everyone. Reviewed on: 15th April 2024
Kelly W's avatar
Kelly W

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