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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

I love Monzo- I tell all my friends to open...

5
I love Monzo- I tell all my friends to open an account Reviewed on: 15th April 2024
Louise k's avatar
Louise k

Excellent Bank

5
App and products are great. Clearly built from the ground up. Love everything about Monzo. Reviewed on: 15th April 2024
Carl C's avatar
Carl C

Simply the best current account

5
The best UX/UI in terms of usability and user-friendliness. Great features (pots, savings, investments) and great offering. Never had a better current account, and cannot currently imagine a better one anywhere in the world. Reviewed on: 15th April 2024
Nikita's avatar
Nikita

User friendly and easy to use.

5
User friendly and easy to use. Never had an issue using them unlike my previous standard bank account. It also makes putting money away really easy too with the round ups. I can't see any other competitors competing with this service Reviewed on: 15th April 2024
Ben L's avatar
Ben L

The banking experience is second to none.

5
The banking experience is second to none. Having knowledge of all outgoings and able to categorise them makes budgeting so much easier. Reviewed on: 15th April 2024
H H's avatar
H H

Great app, so easy to keep on top of my spending.

5
Great app, so easy to keep on top of my spending. Reviewed on: 15th April 2024
Ned's avatar
Ned

Straightforward and user-friendly!

5
Monzo is so easy to use, straightfoward and their customer service is fast and reliable. I like how if your issue doesnt get solved, they also put you through the complaint team instead of just sweeping it under the rug. Reviewed on: 15th April 2024
Phoebe's avatar
Phoebe

Excellent customer service

5
Really quick, simple and helpful customer service. Never wait more than a few minutes and a human will always help with good advice. Great app too. Reviewed on: 15th April 2024
Fred E's avatar
Fred E

Monzo are ahead of the kurb

5
Monzo are ahead of the kurb they demonstate the fundementals of a modern bank Reviewed on: 15th April 2024
Phil c's avatar
Phil c

I now bank everything with Monzo

5
I have a joint, current and savings account with Monzo. It’s quick, easy, efficient and transparent. The notifications to move money and ensure I stay within spendings and budget is unlike my old Natwest account. I highly recommend Reviewed on: 15th April 2024
Elaine S's avatar
Elaine S

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