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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo has made me much smarter with my money

5
Monzo has made me much smarter with my money and I know have a better relationship with my finances thanks to their app. Reviewed on: 15th April 2024
Munro Allan's avatar
Munro Allan

Quick clean simple service No hidden things

5
Quick clean simple service No hidden things Reviewed on: 15th April 2024
Valentina S's avatar
Valentina S

Monzo is king.

5
Monzo is king. Been using it for years, light years ahead of any other bank. 10/10 would write these characters to fill a word count for a five star review so that they win an award as it's well deserved. Reviewed on: 15th April 2024
AH's avatar
AH

love monzo, so user friendly and great features whic...

5
love monzo, so user friendly and great features which are very helpful Reviewed on: 15th April 2024
Ida's avatar
Ida

The way money should be handled

5
The interface makes everything money related super simple to understand. This is not the same feeling that I get when using other providers. Great design. Reviewed on: 15th April 2024
Massimo D's avatar
Massimo D

Monzo Premium customer.

5
Monzo Premium customer. The value for £15 per month for the insurance you get is incredible. The pot features make managing money so easy, I have everything automated and am in a much better position financially as a result of monzos product capability. Reviewed on: 15th April 2024
Myles b's avatar
Myles b

I love Monzo, the app is so clear to use, I love the...

5
I love Monzo, the app is so clear to use, I love the use of pots and seeing everything in the one place! Reviewed on: 15th April 2024
Lucy G's avatar
Lucy G

Love using Monzo, super easy to stay on top of money...

5
Love using Monzo, super easy to stay on top of money and great additional tools. Reviewed on: 15th April 2024
Olivia 's avatar
Olivia

I only have good things to say about monzo!

5
I'm an avid user of monzo since around 2018. It's so easy to use on holiday, for creating tab's with friends and conveniently sending/receiving payments. Last year, I upgraded to premium because of my excellent experience. It's enhanced my experience even more, has fantastic benefits too. I use monzo to have several ISA's, that have much better interest rates that using my traditional bank. Away from that, it simply has a great UX experience that I haven't had elsewhere. Reviewed on: 15th April 2024
Nathalie K's avatar
Nathalie K

Best bank

5
Great and easy to use app and excellent customer service Reviewed on: 15th April 2024
Natalie N's avatar
Natalie N

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