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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19252 reviews)

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4.93

Based on 19,252 reviews, last reviewed 11th Apr 2026

98900% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19252)

constantly thinking about what's next

I set up Monzo because i was going away abroad. The setup was so easy and because of that and all the good experiences since, I've stayed and now use it as my everyday bank! I'm not sure about customer service because I've never needed to use them... Everything just flows so easily. You can tell that their are people constantly thinking about what's next, what's the next features to add. Very much valued. Reviewed on: 9th April 2024

Excellent Bank Choice

Everything is very smooth with Monzo, easy to use and great customer service Reviewed on: 9th April 2024

Easy to send/receive money

Easy to send/receive money - even to those without a Monzo account (via request link). Though it’s not my main bank, I’ll probably always keep it around for the send and receive money feature because it’s the simplest on the market Reviewed on: 9th April 2024

Monzo has changed the way I travel and socialise

Monzo is great and super easy to navigate. It has changed the way I travel and send time with loved ones thanks to free transactions abroad, shared tabs, and bill splitting. It's so helpful that you can sort your salary and set up regular payments from specific pots. Really helps manage my money. If I could improve one thing, I'd make the shared tab feature slightly more intuitive with the option to partially pay the tab without adding further transactions. I've accidentally sent someone £100s by tapping "pay now" thinking I could just send a little at a time! Finally, I appreciate Monzo's brand voice. It's clear and helpful but unserious (without being too "quirky" like many B2C brands at the moment). Looking forward to seeing where this clever bank goes next. Reviewed on: 9th April 2024

The best bank out there

The best bank out there - even with the option for free money if you switch to another bank, I still hold on to my Monzo account as I don't want to lose it Reviewed on: 9th April 2024

i love roundups.

i love roundups. pots, ifttt and the integration with google sheets. Monzo changed my life and i can't imagine using another bank ever again. Reviewed on: 9th April 2024

Love the service, have used it for years, easy to us...

Love the service, have used it for years, easy to use, clear and well documented Reviewed on: 8th April 2024

Simply the best bank I've ever had

Simply the best bank I've ever had Reviewed on: 8th April 2024

Unreal Bank

I have used Monzo as my core bank for a year or so now and what a great experience its been. They have helped with disputes, made saving easy and the UI/UX is the best I have used, Its super accessible and really easy to use and understand. I use the Monzo premium feature regularly and the phone and travel insurance gives me great peace of mind knowing I'm protected for 15 quid a month. Keep it up Monzo Reviewed on: 8th April 2024

Simple, clean and all that you'd need.

Simple, easy to use and a clean UI. Honestly can't fault them. The sending and receive functions are really convenient, as is having the option to share my bank details to someone using a more traditional bank over a text message in one or two clicks. Reviewed on: 8th April 2024

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