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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Amazing customer service and always resolved the iss...

5
Amazing customer service and always resolved the issues Reviewed on: 15th April 2024
Shane's avatar
Shane

Love Monzo have been using them since 2019.

5
Love Monzo have been using them since 2019. Reviewed on: 15th April 2024
mia hope's avatar
mia hope

Best customer experience

5
Monzo is a bank focused on solving problems for customers Reviewed on: 15th April 2024
Joe's avatar
Joe

Best bank!

5
Monzo was my first choice when I moved to the UK. So easy to open an account and I got my card 2 days after applying for an account. Reviewed on: 15th April 2024
Paola T's avatar
Paola T

Very good user interface and customer sevice

5
Very good user interface and customer sevice Reviewed on: 15th April 2024
Ollie C's avatar
Ollie C

Punchy and seamless

5
It’s seamless and I love the design Reviewed on: 15th April 2024
Caro P's avatar
Caro P

Monzo is AMAZING!

5
Monzo has been fantastic since joining in 2015. I use my current account every day and with the category breakdowns, ability to send links to friends to make/receive payments. I also love that I can view my card details, freeze my card if misplaced and update my details all in the app, it's completely unlike any of the High Street bank offerings! Reviewed on: 15th April 2024
Benanbar's avatar
Benanbar

The best banking app I’ve ever used!

5
What’s not to love? Not only are your transactions instant, the Pots feature has changed the game in terms of saving / setting money aside. I recommend Monzo to all of my friends, the bank card itself is pretty and the app is so easy to use. I also love the fact that I can see all of my card details on the app, instead of having to get my card out. I could go on and on! Reviewed on: 15th April 2024
Kayleigh P's avatar
Kayleigh P

All round excellence

5
Monzo does everything really well, whenever I have a problem they are there to help. Plus all the extra details they put into the app make it so much easier to manage my money. Reviewed on: 15th April 2024
Mike J's avatar
Mike J

Banking made easy with excellent user experience

5
Monzo provides an easy to use user interface which massively improves user experience. I like how easy it is to see on the app my available funds, the amount I’ve saved up and the interests I have earned every month. The spending trends and categories also provide a clearer look on my expenditure and spending habits, allowing me to keep track of my spending and savings. Reviewed on: 15th April 2024
Anson Ng's avatar
Anson Ng

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