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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

A great budget tracker!

5
Monzo make it really easy to budget and keep track of transactions. I especially like seeing all my upcoming direct debits so i can make sure i have enough in my account to cover my outgoing bills. Reviewed on: 15th April 2024
Stephanie B's avatar
Stephanie B

I love Monzo!

5
I love Monzo! The app is fantastic and so easy to use, and their products are great. Physical cards arrive super fast in the post, virtual cards are simple to add to my Google Wallet, they're just seemingly super good at what they do! And their Social Media posts and campaigns are hilarious. I just love them as a company, both for my personal use and seeing their growing presence. Reviewed on: 15th April 2024
Sarah R's avatar
Sarah R

Monzo offer great products with really good benefits...

5
Monzo offer great products with really good benefits for their customers. Their app is easy to use and provides clear overview of monthly spend. A big plus is that they are actually registered as a bank in the UK so I feel safe having my savings with them. Reviewed on: 15th April 2024
Martin B's avatar
Martin B

Monzo is my lord and saviour

5
used monzo since i moved to the uk and it has made my life so much easier, no messing about with banks and the long wait line in the branch and the 101 question. The conversion rate when abroad is ace and sending money is so easy and quick. plus the savings pot. Reviewed on: 15th April 2024
Eni G's avatar
Eni G

It’s really straight forward having a Monzo account...

5
It’s really straight forward having a Monzo account and having the app on your phone to check your spending pots etc very user friendly! Reviewed on: 15th April 2024
Elaine S's avatar
Elaine S

Refreshing to have a bank that give a monkies!

5
Refreshing to have a bank that give a monkies! Always easier than I expect, fair and upfront Reviewed on: 15th April 2024
Alex m's avatar
Alex m

Easy account opening

5
I've had Monzo for more than 5 years. The account was easy to open and I'm happy with their joint account and the competitive saving accounts they offer. Reviewed on: 15th April 2024
Giorgia's avatar
Giorgia

The app is phenomenal.

5
The app is phenomenal. it keeps you engaged Reviewed on: 15th April 2024
K's avatar
K

Good but not great

4
I've had my Monzo account since they were back in beta. The experience has generally been excellent, but I had some serious issues when trying to open a joint current account and, in all honesty, the customer support experience was poor. Reviewed on: 15th April 2024
RB's avatar
RB

Modern & flexible

5
The modern approach to money i.e. split pots, accessible accounts, range of accounts and credit cards makes Monzo a great bank to bank with! Perks that come with accounts/cards is a big draw- but mostly the ability to split money between pots is the best feature. Reviewed on: 15th April 2024
mia's avatar
mia

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