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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Fine, but only fine

1
Eh, an okay app when compared with the dinosaurs of the banking world, but ultimately trailing behind more digitally native competitors. Their relentless barrage of corporate memes on social media platforms ultimately diminishes their seriousness as a financial institution. Reviewed on: 15th April 2024
Andy F's avatar
Andy F

The Monzo app is fantastic and easy to use, being ab...

5
The Monzo app is fantastic and easy to use, being able to split your money into different pots is excellent as well as having access to your money a day early than your standard payday! Love it! Reviewed on: 15th April 2024
Lauren C's avatar
Lauren C

Responsive, sometimes.

5
They have been responsive, but sometimes they do pass you around a lot and the original issue can get lost a little when the next person picks it up. Reviewed on: 15th April 2024
Matt F's avatar
Matt F

So Easy to Use

5
I have used a few banking apps, but Monzo is by far the easiest to use. I love the savings account, great interest and easy to save each month. Reviewed on: 15th April 2024
Andrea A's avatar
Andrea A

Monzo is great

5
Recently opened up a Monzo account and loved the budgeting features and the technology. Have started paying my salary into it as it’s a great main hub to my various other accounts. I love being able to see all my accounts together on Monzo plus and I love the salary sorter and Pots features. Reviewed on: 15th April 2024
Sean O's avatar
Sean O

Monzo forever

5
Been with them for years - love the service and refreshing direction for banking Reviewed on: 15th April 2024
K's avatar
K

Really liked the app and how it all works!

5
Really liked the app and how it all works! Was impressed about the fluifity and ease of use. I can do what I like when i like. Not cluncky like Halifax app. Reviewed on: 15th April 2024
Konar's avatar
Konar

Easy to use

5
Easy to open account and use app Reviewed on: 15th April 2024
Sophia G's avatar
Sophia G

Monzo rocks

5
Monzo is a game-changer. Their sleek app makes managing money a breeze. Love the savings interest—it's a nice touch. Easy budgeting and instant notifications keep me on track. Customer service? Top-notch. Overall, Monzo rocks! Reviewed on: 15th April 2024
Abi 's avatar
Abi

I had an issue with an ATM transaction and they sort...

5
I had an issue with an ATM transaction and they sorted the whole thing for me quickly and I got my money back! Reviewed on: 15th April 2024
Paige 's avatar
Paige

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