Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

Monzo has been great for getting my finances in order.

5
Monzo has been great for getting my finances in order. Having instant payment/upcoming payment notifications and pots has made me more aware of what’s going in and out - and when. Haven’t had too many interactions with support but the one important time I needed them - it was a bit of a nightmare trying to speak to someone Reviewed on: 15th April 2024
Shane B's avatar
Shane B

Best digital bank ever

5
Best digital bank ever that allows you to do everything Reviewed on: 15th April 2024
Joan C's avatar
Joan C

Great app & great company!

5
Over time I have been slowly moving all my banking activity over to Monzo as they are constantly adding new amazing functions. Great app and company! Reviewed on: 15th April 2024
Joseph K's avatar
Joseph K

Best bank!

5
I love Monzo, the app is great, so easy to use, great functionality, great company Reviewed on: 15th April 2024
Nicole's avatar
Nicole

Absolutely in love with this App.

5
Absolutely in love with this App. It's so efficient to manage my everyday spending. I love the pots feature to save funds and its really easy to use & well designed. Reviewed on: 15th April 2024
Sabica's avatar
Sabica

brilliant app, easy interface, user friendly, moder...

5
brilliant app, easy interface, user friendly, modern and forward thinking Reviewed on: 15th April 2024
Emmeline S's avatar
Emmeline S

Great product!

5
Great product! The Support used to be great too , but now there’s often a lot of back and forth involved in resolving issues (lots of time explaining the same things) Reviewed on: 15th April 2024
Konstantinos X's avatar
Konstantinos X

Absolutely fantastic bank so easy to use customer se...

5
Absolutely fantastic bank so easy to use customer service amazing. Reviewed on: 15th April 2024
William R's avatar
William R

Excellent everyday account.

5
Excellent everyday account. Using the app to manage money in and out of savings pots, splitting the bill with friends for dinner, it's all there and with excellent interest rates, even on the free tier Reviewed on: 15th April 2024
Phillip's avatar
Phillip

: Navigating Convenience and Challenges with Monzo Bank

5
I've been using Monzo Bank for about a year now and have found it extremely convenient for managing my daily finances. The app interface is user-friendly and makes it easy to track my spending with real-time notifications every time I use my card. I particularly appreciate the budgeting tools which help me keep an eye on my monthly spending habits. However, I did face some issues with customer service response times when I had a query regarding an unauthorized transaction. It took longer than expected to resolve, but it was eventually sorted out. Reviewed on: 15th April 2024
Akpo Peters's avatar
Akpo Peters

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill