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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19244 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Always been super easy from the get-go.

Always been super easy from the get-go. What drew me in was using the card abroad and not having any fines associated with it. It's been brilliant and from there I've set ups having pots for my first apartment, earning money on my savings and just asked my partner to set up a joint account on our first home. Monzo has everything we need and the app to back it up. Reviewed on: 10th April 2024

Start to finish a safe and secure bank, great intere...

Start to finish a safe and secure bank, great interest and most importantly an app that meets user requirements with ease. Reviewed on: 10th April 2024

Can’t fault Monzo at all, 10/10!

Can’t fault Monzo at all, they are the next generation for banks and the tools you can use are just fantastic. Customer service is excellent and their marketing team (especially on LinkedIn) are great! Reviewed on: 10th April 2024

Very happy with my banking experience

Very happy with my banking experience Reviewed on: 10th April 2024

Excellent - made spending easy!

Excellent - made spending easy! Could easy travel and spent without stressing Reviewed on: 10th April 2024

Banking made super-easy

Such a user-friendly app, giving me full control and visibility of my finances. So much easier than traditional banking and saves me so much time to be able to manage things easily on my phone in under a minute. Excellent prompts for transferring funds when needed or being introduced to new savings or investment offers, which are also easy to set up and take advantage of. Reviewed on: 9th April 2024

Very quick and efficient customer service online, ne...

Very quick and efficient customer service online, never a single issue Reviewed on: 9th April 2024

Always there for whatever I needed.

Always there for whatever I needed. Great bank!!! Reviewed on: 9th April 2024

Straight forward banking with ease and even overseas

Straight forward banking and enjoy the updates and immediate notifications and ability to identify my spending and label it. Fee free overseas spend is also brilliant and is useful in most places abroad. Like that I can transfer funda Tommy contacts with ease too. Leader in banking imho Reviewed on: 9th April 2024

Monzo is very convenient and easy to use

Monzo is very convenient and easy to use Reviewed on: 9th April 2024

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