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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

So in touch with their audience!

5
Absolutely wonderful company, honest, helpful and very in touch with their audience Reviewed on: 15th April 2024

Never had any issues, great functionality!

5
Never had any issues, great functionality! Reviewed on: 15th April 2024

Monzo have been nothing short of fantastic in the ti...

5
Monzo have been nothing short of fantastic in the time that I’ve used them. I recommend them relentlessly towards all my friends and family. Their spending tools and tab features are brilliant, and really help me stay on top of my finances. Reviewed on: 15th April 2024

I have nothingn to complain about at all.

5
No complaints whatsoever, I find the app very easy to use and very clear in how it displays information. Reviewed on: 15th April 2024

Great service and the app is super simple to use.

5
Great service and the app is super simple to use. Savings account is easy to access when needed and transferring money is quick. I love the ability to see all my money across multiple bank accounts. Reviewed on: 15th April 2024

Everything in one place and it just works!

5
Everything in one place and it just works! Reviewed on: 15th April 2024

Words simply cannot explain the awesomeness

5
Words simply cannot explain the awesomeness Reviewed on: 15th April 2024

It's simple and it just works.

5
It's simple and it just works. I joined Monzo in 2017 before spending some time abroad. When I came back I only had my Monzo account and it continues to be my main and only UK bank account. Customer service is excellent and they talk to you in everyday language that isn't patronising or so formal you can't understand it. Reviewed on: 15th April 2024

I’ve used monzo for a number of years and recommend...

5
I’ve used monzo for a number of years and recommend it to friends and family. Reviewed on: 14th April 2024

Excellent App Notifications

5
Instant Notification, Nice Interactive app interphase. Categorises spending and summarises and track your spending for you and many more excellent app features Reviewed on: 14th April 2024

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