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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

Amazing!!!

5
The customer service from Monzo is the best I’ve ever received. Being able to do everything from the app really makes a difference. Reviewed on: 14th April 2024

Great experience.

5
Great experience. Easy to use and customer support is responsive Reviewed on: 14th April 2024

Super great modern banking - brilliant at helping yo...

5
Super great modern banking - brilliant at helping yo manage finances Reviewed on: 14th April 2024

Love a bills pot

5
The Monzo bills pot is such a game changer, it completely changed how I manage my money. Wouldn't go back. Everything is easy. Wish they had a desktop version. Reviewed on: 14th April 2024

Monzo bank - AMAZING

5
I’ve been with Monzo since they were just offering a prepaid card. Since then I never left them. As soon as they got the banking license, I moved completely with them. best experience ever. Very helpful in the chat and the app is a pleasant experience to use. Reviewed on: 14th April 2024

Everyone should have a Monzo

5
Got Monzo on a recommendation from a friend for a good travel card and since then I’ve not opened an ISA and Monzo is my main used card due to its easy use and good app layout Reviewed on: 13th April 2024

I love monzo.

5
I love monzo. Especially the pots and the app Reviewed on: 13th April 2024

Monzo mega App

5
So easy to set up and a convenient and mobile banking experience. The app is intuitive and easy to navigate, letting you check your balance, transfer money, and manage your finances on the go. use. Reviewed on: 13th April 2024

The bank you need for every day life.

5
Really easy to use. App is great and easy to use Reviewed on: 13th April 2024

Best Digital Bank

5
Very intuitive app, great credit card and good savings pots with a decent easy access interest rate. Reviewed on: 13th April 2024

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