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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo makes banking easy

5
I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024
lornza23's avatar
lornza23

The best current account and app functionality offer...

5
The best current account and app functionality offering on the market. Allows me to separate commitments from disposable income easily. Reviewed on: 12th April 2024
Clump C's avatar
Clump C

So intuitive and feels like dealing with a friend.

5
So intuitive and feels like dealing with a friend. Who helps me learn. Reviewed on: 12th April 2024
Richard H's avatar
Richard H

Monzo - Secure, Smart & Friendly

5
Monzo to my experience and belief is a stable and secure platform offering one of the best things I've seen in a bank, which are pots or pockets where you can effectively seggregate your finances. This is something in time past wished major high street banks did. I greatly appreciate Monzo and the security it offers users. Reviewed on: 12th April 2024
Dean H's avatar
Dean H

It’s extremely easy to use, it’s modern and their se...

5
It’s extremely easy to use, it’s modern and their service is excellent. Reviewed on: 12th April 2024
Ryan H's avatar
Ryan H

Best bank and banking app I have ever used for money.

5
Best bank and app I have ever used for money. Quick to update, easy to transfer and split bills with other Monzo users. I enjoy the month spending analysis. Reviewed on: 12th April 2024
Mel's avatar
Mel

Excellent bank for managing and budgeting money

5
Been with monzo for over 5 years now. Can’t find a fault and very good at coming up with new ideas and products Reviewed on: 12th April 2024
Liam B's avatar
Liam B

This is how digital banking should be.

5
This is how digital banking should be. Monzo has revolutionised how I bank. Reviewed on: 12th April 2024
Neill Taylor's avatar
Neill Taylor

Monzo is fantastic so easy to use I run all my day t...

5
Monzo is fantastic so easy to use I run all my day to day spending through it as well as savings Reviewed on: 12th April 2024
John C's avatar
John C

Terrible customer service.

1
Terrible customer service. I closed my account because of this. Reviewed on: 12th April 2024
Eileen 's avatar
Eileen

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