Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

View other Monzo products

4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Amazing experience!

Amazing experience! Love this bank! Reviewed on: 5th April 2024

I recommend Monzo to everyone I ever meet.

I recommend Monzo to everyone I ever meet. I love the easy access to your money, savings pots and even your credit score (which i never usually tracked before). It's made me so much more aware of what i am spending on a daily and monthly basis and has even got me starting my own savings but skimming my change so that I don't even know that it's gone! Love love love. Reviewed on: 5th April 2024

Better than all the others at customer service, loan...

Better than all the others at customer service, loans, replacement cards, feels like they actually care about my money not just using it to make themselves rich. It wants me to write more and apparently I'm doing great. Reviewed on: 5th April 2024

Simply the best

It’s a great, simple to use banking experience. I am able to gain insights to my spending habits. Reviewed on: 5th April 2024

Love my Monzo and upgraded to premium

Love my Monzo and upgraded to premium Reviewed on: 5th April 2024

I use Monzo every day for my current account, it is...

I use Monzo every day for my current account, it is so easy and has features most other banks don't have. I have Monzo plus so I get extra benefits and being able to receive your money a little earlier really helps when your in need. I recently had a problem and dealt with the team over live chat and it was so straightforward, clear and simple, the customer service was great! Reviewed on: 5th April 2024

An extremely happy customer

If I've ever had an issue, Monzo have been able to fix it quickly and responded at lightening speed! Any time I use my card, I can easily check on my account through the app. Honestly, the app is the easiest thing I have ever used, everything is clear and its super easy to navigate. Reviewed on: 5th April 2024

Brilliant

Brilliant! Transferring money between friends is easy and budgeting with splitting money into pots is great. Reviewed on: 5th April 2024

I love how easy the app is to use.

I love how easy the app is to use. It makes my online banking experience so much simpler, I don't need to get onto my laptop to move my money and can instantly pay friends back. The visual layout also makes it really easy to see how my money is moving. Reviewed on: 5th April 2024

Monzo-ific

I have been a Monzo user for years and it makes everything better. Travel simpler, security easier, simple to use. Reviewed on: 5th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Plutus account
from Plutus 0.00 from 0 reviews
Platinum Added Value Account
from Lloyds Bank 3.90 from 43 reviews
Current Accounts
from London Community Credit Union 1.00 from 3 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 933 reviews
Flex Purchase credit card
from Monzo 4.97 from 3126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub