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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Gamechangers

5
Monzo have quite simply innovated my banking experience, no more queueing at branches, decent interest rates, easy control of money through pots and now a stocks and shares ISA, all through the app. Awesome work! Reviewed on: 12th April 2024
Daniel P's avatar
Daniel P

Easy to use and very safe to deal with it...

5
Easy to use and very safe to deal with it Reviewed on: 12th April 2024
Alithi kashout 's avatar
Alithi kashout

Perfect banking experience

5
Everything is just easy and simple and I don’t even have to leave my house to do it! Reviewed on: 12th April 2024
Amber S's avatar
Amber S

Best banking experience I have ever had.

5
Best banking experience I have ever had. Everything is smooth and efficient. Reviewed on: 12th April 2024
Nadav CK's avatar
Nadav CK

The app is amazing.

5
The app is amazing. The other banks have to improve a lot to get Monzo level Reviewed on: 12th April 2024
Niko 's avatar
Niko

I talk to everyone I know about Monzo.

5
I talk to everyone I know about Monzo. I love that they have changed the entire banking industry, and their customer service is amazing Reviewed on: 12th April 2024
Rebecca's avatar
Rebecca

The app is quite good, lots of functionality.

5
The app is quite good, lots of functionality. Only issue I had with them is that when my credit card was compromised they wanted to charge me £50 to replace it. Reviewed on: 12th April 2024
Federico C's avatar
Federico C

My Favourite Bank :)

5
I have had a Monzo current account since 2017 and it’s now my primary account. Couldn’t be without it! The savings pot feature has always been handy, you can search all transactions from retailers with ease, send money with ease (especially to another Monzo account), the benefits go on. Easiest most transparent bank account I have, and I have 5! I also have a Monzo savings account with a decent interest rate. Customer service feature isn’t as quick as it once was but I guess they have millions of users now so can’t reply to everyone quickly. But won’t deter me from good old Monzo! Could write more but it’ll start to look like I work for them… Reviewed on: 12th April 2024
Emma Browne's avatar
Emma Browne

Absolutely love Monzo.

5
Absolutely love Monzo. Transformer my financial life for the better. Put me very firmly in control of my finances across accounts. Reviewed on: 12th April 2024
Andyg68uk's avatar
Andyg68uk

They checkin with you and offer support.

5
They checkin with you and offer support. Reviewed on: 12th April 2024
Chris M's avatar
Chris M

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