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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Been a Monzo customer since 2019 and have never look...

Been a Monzo customer since 2019 and have never looked back. They are absolutely amazing. The features are fantastic Reviewed on: 3rd April 2024

It’s so easy to use and the products are really inno...

It’s so easy to use and the products are really innovative. I have been a customer for a few years now and never had an issue. Their insights are really useful as well. Reviewed on: 3rd April 2024

It’s so self explanatory and easy to use that I’ve n...

It’s so self explanatory and easy to use that I’ve never really had to contact anyone for help! Reviewed on: 3rd April 2024

Love the app, it helps me manage my money smarter...

Love the app, it helps me manage my money smarter Reviewed on: 3rd April 2024

I love how easy and UX focused is!

I love how easy and UX focused is! They’ve really done a great job at understanding what clients need from an online banking service, and in simple words! Reviewed on: 3rd April 2024

I love Monzo

I love how instant transactions are on my phone, especially being abroad. I only have good things to say. Reviewed on: 3rd April 2024

Great customer service super helpful when it’s neede...

Great customer service super helpful when it’s needed, amazing app and really easy to use. Used them for 5 years as my main bank account and they’ve been great! Have recommended it to my wife and friends too. Reviewed on: 3rd April 2024

Mooonnnnnzzzzoooooooooo!

I love the speed, intuitive nature of the app and the innovation adding features which have then been taken on by mainstream banks. I think Monzo and other so callled challenger banks have changed the face of banking and made the mainstream banks up their customer experience game x10 Reviewed on: 3rd April 2024

Never been happier with the flexibility offered thro...

Never been happier with the flexibility offered through an account, switched in 2020 and feel more in control of my finances than ever…. plus social media kills it, Reviewed on: 3rd April 2024

Just so fricking easy.

Just so fricking easy. Monzo really knows what people actually want out of a bank. They’re super focussed on the UX, so every development makes your life just a little bit easier. Reviewed on: 3rd April 2024

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