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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Love the option of pots and flex has saved my poor a...

Love the option of pots and flex has saved my poor a*s on a number of occasions Reviewed on: 3rd April 2024

It’s just so easy and convenient, we all love Monzo...

It’s just so easy and convenient, we all love Monzo in my family! Reviewed on: 3rd April 2024

Fantastic and constantly innovative app

Fantastic and constantly innovative app makes UI a dream. Easy to keep tabs on what I'm spending and when. Easy to use in general, setting up pots, investments and savings. Reviewed on: 3rd April 2024

Just Monzo me.

Easy to use app, would be nice to be able to customise it more, eg switch back to old. Customer experience has been very good, with no complaints. I pay for the plus, and think it’s extremely good value for money. Many of my friends now use Monzo and transferring money is so easy. Reviewed on: 3rd April 2024

Monzo’s clever little app has helped me save

Monzo’s clever little app has helped me save up for many special occasions using their pots. Previously I was an over spender, the money would pay into my account and I would spend it all before I remembered ‘oh I have a hair appointment this month’ or ‘oh it’s such a bodies birthday’ now thanks to the pots I can give them a title and remember everything I need to put away for this month. Yay! Reviewed on: 3rd April 2024

Seriously giving other banks a run for their money!

Been a member for 9 years and love the constant innovation that Monzo has. I just opened a new business and use Monzo for that as well. I also leverage the savings pots which have the best competitive rates and the flexibility of seeing the interest payments every month. Reviewed on: 3rd April 2024

I love using monzo

I love using monzo. No issues so far and the app is very user friendly and easy to navigate. I just wish they had virtual disposable cards feature. Reviewed on: 3rd April 2024

All my banking needs in one place

Fantastic app where I can do everything I need. In the times where I need to speak to somebody, there response times are quick and the staff are knowledgeable! Reviewed on: 3rd April 2024

Very pleasant, no complaints.

Very pleasant, no complaints. Everything my is easy and convenient. App is very user friendly and allows access to everything at the click of a button. Vs some other banking apps it is a little more complicated to access this info Reviewed on: 3rd April 2024

It just works!!

Monzo provides me with the right services and it does so seamlessly. It just works!! Reviewed on: 3rd April 2024

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