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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Love Monzo

I really enjoy using Monzo, its so easy to keep track of my money and save for different things! Reviewed on: 3rd April 2024

Have been loving using Monzo for years!

Have been loving using Monzo for years! I was a beta customer and still love it for my everyday spending, all my bills and savings pots! none of the high street banks offer the same number of useful features for managing day to day spend in one single account, that can all be accessed on your phone. Reviewed on: 3rd April 2024

I'm far more confident with money, thanks to Monzo

Monzo is easy and intuitive to use and has helped me to manage my money much better. I have more than doubled my savings using features like automatic round-ups and locked pots, and I find the transparency of the investments tool really useful. I love that I can see other accounts, including my mortgage, in one app and tag and track my spending. Pots have been a game-changer for me when it comes to budgeting; my salary is automatically sorted into pots and I have a virtual card set up for my online subscriptions which provides an extra sense of security. I can't fault Monzo, and the benefits of being a Monzo Plus member far outweigh the monthly cost. Reviewed on: 3rd April 2024

A better experience for dealing with money

I was with Barclays for 20 years until my colleague sent me his monzo.me link after we grabbed burgers at lunch and I could not believe how easy it was to ping him a 10er. Literally a couple of seconds. No "what's your bank details" polova. I downloaded Monzo and connected my Barclays account that evening. It took me no more than 20 mins of playing around with the custom categories, pots and trends features before I was filling out the switch guarantee. Managing money was much easier when it was just my wife and I, now we have 2 littlens and alot more bills it's much harder. I'm in love with the monzo app because it's given me the visibility that I need to manage money effectively for my family.... and yes, I preach about it to friends and family like I work there! Reviewed on: 3rd April 2024

Simple app!

Very easy to navigate the Monzo app. Reviewed on: 3rd April 2024

Monzo is my go-to

Monzo is my go-to for saving, it has a painless UI and doesn't try to constantly upsell you like other online banks. The savings pots have great interest rates and make it easy to store cash in easy to grab and locked away pots as needed. Reviewed on: 3rd April 2024

Really happy with my experience with monzo, they’re...

Really happy with my experience with monzo, they’re an amazing company Reviewed on: 3rd April 2024

I like how easy it was to open the account, and the...

I like how easy it was to open the account, and the amount of pots and savings pots i can open, so that really helps me budget, plan my spending, and view interest rates. Recently I enjoyed the cashback and the investments options Reviewed on: 3rd April 2024

Monzo is the best bank I've ever had!

Monzo is the best bank I've ever had! Reviewed on: 3rd April 2024

Huge Monzo advocate to anyone who will listen.

Huge Monzo advocate to anyone who will listen. It’s a seamless experience and doesn’t feel like a bloodsucking corporation to deal with. UI is amazing and Monzo Plus is exactly what I’m after. Reviewed on: 3rd April 2024

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