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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Easiest Banking Experience

5
I've been a Monzo customer for a few years now after a friend recommended them & I honestly couldn't say a bad word. Great customer service, great product & I now have my Fiancé signed up so we can have a Joint Wedding Pot Reviewed on: 3rd April 2024
Will K's avatar
Will K

Amazing company

5
Amazing company, easy to use app. Wouldn't use another bank. Reviewed on: 3rd April 2024
Georgina B's avatar
Georgina B

I love monzo

5
My main bank provider. Seemless experience, love the branding, ease of use etc… Reviewed on: 3rd April 2024
Aston B's avatar
Aston B

Great bank, couldn't recommend enough!

5
It has been a simple but effective process dealing with Monzo. It is a great service and has really helped with managing my finances each month! The colour of the card always gets comments when you go to use them and not having to pay charges abroad has always been a plus. Their social media presence is also top tier! Reviewed on: 3rd April 2024
Aaron S's avatar
Aaron S

Banking made simple, great comms, great support

5
Banking made simple, great comms, great support Reviewed on: 3rd April 2024
RodM's avatar
RodM

The BEST!

5
I've used Monzo since 2017 and it's still my go to for many things - every day spending, budgeting, saving and travel. I use the pots to save money and make a bit of interest, I use the penny saving challenge every year, I use the round-up savings on purchases and use my card in different countries without charges. It's an all in one card with so many benefits (and also great cashbacks). I would NEVER vote for Halifax in something like this which says a lot that I'm voting for Monzo. I'd be lost without my Monzo card and the app. Its ease of use, the way I'm saving without even noticing and the fact that Monzo's LinkedIn/Social Media team are absolutely hilarious, makes for an easy and enjoyable banking experience. They're relatable and have done an amazing job with the products and service they offer. Reviewed on: 3rd April 2024
Brogan F's avatar
Brogan F

Great banking app

5
Smooth and great banking app that allows me to save effectively in different pots. It’s so easy to use and makes me feel more in control of my money. I love how you can have little milestone reminders and notifications when you reach saving goals Reviewed on: 3rd April 2024
Jacqui H's avatar
Jacqui H

Just think they are amazing.

5
Just think they are amazing. Crushing the high street banks. Never going back. Reviewed on: 3rd April 2024
Will H's avatar
Will H

Love the pots

5
Love the pots and being able to separate my bills from spending money Reviewed on: 3rd April 2024
debs's avatar
debs

This is now my preferred banking method.

5
This is now my preferred banking method. I get paid into Monzo split my money into the different pots to help me budget. Reviewed on: 3rd April 2024
Mia Kenward-Levene's avatar
Mia Kenward-Levene

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