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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo has helped me save and budget overall.

5
Monzo has helped me save and budget overall. Reviewed on: 3rd April 2024
Peter M's avatar
Peter M

Just brilliant!

5
Quick and easy to use, great interface, professional staff, quick to respond. Reviewed on: 3rd April 2024
Jennifer M's avatar
Jennifer M

Makes keeping track of your money not just easy, but...

5
Makes keeping track of your money not just easy, but fun! Reviewed on: 3rd April 2024
Ewan A's avatar
Ewan A

Monzo is great, with an easy to use app

5
The app is so easy to use and super intuitive making it easy to keep track of your money and scheduled payments. I have also recently started using pots to save money for different uses, and the savings rates are the best around. It is also easy to categorise my spending month on month. Reviewed on: 3rd April 2024
Harry C's avatar
Harry C

Best bank ever!

5
Best bank ever! Can't believe it took me years to join. Reviewed on: 3rd April 2024
MA's avatar
MA

Accessibility and usability

5
Banking is behind the times with digital accessibility and usability. Yet monzo are leading the charge with making it better! You’ve got, pots, attaching image receipts, requesting payments, saying thank you when youve got payments, categorising payments, paying from pots so you don’t overspend and even that little kerching when money goes in. It’s all built with what a user needs and wants based on current trends too. Reviewed on: 3rd April 2024
Dannii Blain's avatar
Dannii Blain

I have been a monzo customer since Beta Days !

5
I have been a monzo customer since Beta Days !! #29,789 since then I have dragged many people to monzo with me ! Love monzo easy to deal with and effortless to use 10/10 Reviewed on: 3rd April 2024
Caleb P's avatar
Caleb P

Never had a bad experience

5
I can't say I've had a bad experience since I started using Monzo. I love that the app is so clear, and yet so feature rich at the same time. I also love that it's so easy to open savings pots and see them right there which helps me plan for larger purchases. I don't remember having to contact them for customer services so I can't comment there. The only negative is the new home screen, that is taking some time to get used to and has caused a little bit of confusion with the way things are laid out, but over time the ability to customise what I see is helping with that. Reviewed on: 3rd April 2024
Scotty's avatar
Scotty

Just easy, smooth UX and good marketing

5
Just easy, smooth UX and good marketing Reviewed on: 3rd April 2024
federica v's avatar
federica v

I have used monzo for a long time as they have allow...

5
I have used monzo for a long time as they have allowed me to move my money around so I can budget and also spend money abroad without the worry of extra bills Reviewed on: 3rd April 2024
Breeanne T's avatar
Breeanne T

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