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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I could not love Monzo more if I tried.

I could not love Monzo more if I tried. It’s the easiest, most user friendly bank I’ve ever been with. I love all the features like pots and savings accounts and I think it’s truly the best bank out there. Reviewed on: 3rd April 2024

They've totally revolutionised banking!

They've totally revolutionised banking! From using my actual name (not Miss!) to the customer service availability, everything is on point and makes banking so much more fun and easy. Reviewed on: 3rd April 2024

Best bank I use, all the features are really good an...

Best bank I use, all the features are really good and really modern Reviewed on: 3rd April 2024

Amazing experience from start to finish.

Amazing experience from start to finish. Great sign-up, great customer service, talk to real (knowledgable) people when you need help, fantastic app, lots of perks, and none of the legacy rubbish that the big banks bring. Reviewed on: 3rd April 2024

Monzo is so simple and easy to use.

Monzo is so simple and easy to use. I love it and use it almost everyday. Reviewed on: 3rd April 2024

Best app features!

Best app features! User friendly interface, easy to navigate and organise your budget! Best interest rate on savings. Reviewed on: 3rd April 2024

Easy to do everything I want to do - I haven’t had a...

Easy to do everything I want to do - I haven’t had any issues. Reviewed on: 3rd April 2024

I have used monzo current account for over 5 years n...

I have used monzo current account for over 5 years now as my main bank account. The app is fantastic to show you how you are spending, its very user friendly and I love the round up feature! Any time I've had any issues with money or lodging cheques and had to use the FAQ page or the customer service chat, they have been very effecient and informative. Reviewed on: 3rd April 2024

I really love Monzo

I really love Monzo. They speak plain English and are super helpful if you have any questions. They’re great at helping you work out how your money is spent and I love having different pots so that I can save for shoes and bags separately! Reviewed on: 3rd April 2024

The app, the marketing, the service... brilliant

The app has been created with the customer in mind. Information is clearly visible and account details, pots, savings are easy to find. Not only is the app easy to use but it's easy on the eye, just like the physical bank card. Their branding is on point and nailed it. Even their marketing is spot on. As for their services, great interest rates, great customer service and like I said previously, just so easy to use. Reviewed on: 3rd April 2024

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